Kinsale Capital Group, Inc. (KNSL) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Revenue | 466.71M | 483.27M | 497.5M | 469.81M | 423.4M | 412.12M | 418.06M | 384.55M | 372.79M | 351.17M | 314.37M | 295.77M | 263.14M | 242.96M | 222.06M | 183.88M | 180.32M | 183.6M | 164.88M | 153.01M |
| Revenue Growth % | 10.23% | 17.26% | 19% | 22.17% | 13.57% | 17.36% | 32.98% | 30.02% | 41.67% | 44.54% | 41.57% | 60.85% | 45.93% | 32.33% | 34.68% | 20.17% | 30.4% | 31.77% | 34.6% | 29.99% |
| Medical Costs & Claims | 0 | 213.2M | 272.44M | 257.09M | 268.66M | 228.05M | 233.98M | 226.73M | 218.32M | 189.01M | 185.19M | 174.09M | 165.64M | 137.87M | 159.03M | 130.15M | 124.63M | 108.14M | 106.77M | 79.11M |
| Medical Cost Ratio % | 0% | 44.12% | 54.76% | 54.72% | 63.45% | 55.33% | 55.97% | 58.96% | 58.56% | 53.82% | 58.91% | 58.86% | 62.95% | 56.74% | 71.61% | 70.78% | 69.12% | 58.9% | 64.75% | 51.71% |
| Gross Profit | 0 | 270.07M | 225.07M | 212.73M | 154.74M | 184.08M | 184.08M | 157.82M | 154.47M | 162.16M | 129.18M | 121.67M | 97.5M | 105.1M | 63.03M | 53.73M | 55.69M | 75.46M | 58.12M | 73.89M |
| Gross Margin % | 0% | 55.88% | 45.24% | 45.28% | 36.55% | 44.67% | 44.03% | 41.04% | 41.44% | 46.18% | 41.09% | 41.14% | 37.05% | 43.26% | 28.39% | 29.22% | 30.88% | 41.1% | 35.25% | 48.29% |
| Gross Profit Growth % | -100% | 46.71% | 22.27% | 34.79% | 0.18% | 13.51% | 42.5% | 29.71% | 58.43% | 54.29% | 104.93% | 126.48% | 75.08% | 39.28% | 8.46% | -27.3% | 6.66% | 37.06% | 122.9% | 71.6% |
| Operating Expenses | 0 | 95.24M | 46.19M | 44.44M | 42.43M | 45.43M | 39.68M | 42.02M | 38.6M | 32.14M | 33.68M | 31.56M | 29.11M | 20.95M | 22.93M | 21.28M | 16.82M | 15.39M | 12.44M | 30.29M |
| OpEx / Revenue % | 0% | 19.71% | 9.28% | 9.46% | 10.02% | 11.02% | 9.49% | 10.93% | 10.35% | 9.15% | 10.71% | 10.67% | 11.06% | 8.62% | 10.33% | 11.57% | 9.33% | 8.38% | 7.54% | 19.79% |
| Depreciation & Amortization | 0 | 5.83M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Combined Ratio % | 0% | 63.82% | 64.04% | 64.18% | 73.47% | 66.36% | 65.46% | 69.89% | 68.92% | 62.98% | 69.62% | 69.53% | 74.01% | 65.37% | 81.94% | 82.36% | 78.44% | 67.28% | 72.3% | 71.5% |
| Operating Income | 0 | 174.82M | 178.88M | 168.29M | 112.31M | 138.65M | 144.4M | 115.8M | 115.87M | 130.02M | 95.49M | 90.11M | 68.39M | 84.15M | 40.1M | 32.44M | 38.87M | 60.08M | 45.68M | 43.61M |
| Operating Margin % | 0% | 36.18% | 35.96% | 35.82% | 26.53% | 33.64% | 34.54% | 30.11% | 31.08% | 37.02% | 30.38% | 30.47% | 25.99% | 34.63% | 18.06% | 17.64% | 21.56% | 32.72% | 27.7% | 28.5% |
| Operating Income Growth % | -100% | 26.09% | 23.88% | 45.33% | -3.07% | 6.64% | 51.21% | 28.51% | 69.41% | 54.51% | 138.14% | 177.76% | 75.94% | 40.07% | -12.21% | -25.61% | -1.44% | 40.3% | 183.35% | 19.66% |
| EBITDA | 0 | 180.66M | 181.45M | 170.85M | 114.85M | 141.21M | 146.99M | 118.36M | 118.29M | 132.46M | 98.07M | 92.83M | 70.96M | 86.13M | 41.82M | 32.78M | 39.13M | 60.08M | 45.92M | 43.61M |
| EBITDA Margin % | 0% | 37.38% | 36.47% | 36.36% | 27.13% | 34.26% | 35.16% | 30.78% | 31.73% | 37.72% | 31.19% | 31.39% | 26.97% | 35.45% | 18.83% | 17.83% | 21.7% | 32.72% | 27.85% | 28.5% |
| Interest Expense | 3.17M | 2.98M | 2.57M | 2.56M | 2.54M | 2.56M | 2.59M | 2.56M | 2.42M | 2.43M | 2.57M | 2.72M | 2.57M | 1.98M | 1.72M | 337K | 253K | 0 | 243K | 0 |
| Non-Operating Income | 0 | -2.98M | -2.57M | -2.56M | -2.54M | -2.56M | -2.59M | -2.56M | -2.42M | -2.43M | -2.57M | -2.72M | -2.57M | -1.98M | -1.72M | -337K | -253K | 0 | -243K | 0 |
| Pretax Income | 139.66M | 174.82M | 178.88M | 168.29M | 112.31M | 138.65M | 144.4M | 115.8M | 115.87M | 130.02M | 95.49M | 90.11M | 68.39M | 84.15M | 40.1M | 32.44M | 38.87M | 60.08M | 45.68M | 43.61M |
| Pretax Margin % | 29.92% | 36.18% | 35.96% | 35.82% | 26.53% | 33.64% | 34.54% | 30.11% | 31.08% | 37.02% | 30.38% | 30.47% | 25.99% | 34.63% | 18.06% | 17.64% | 21.56% | 32.72% | 27.7% | 28.5% |
| Income Tax | 27.11M | 36.2M | 37.23M | 34.17M | 23.08M | 29.56M | 30.17M | 23.22M | 16.93M | 26.63M | 19.38M | 17.32M | 12.59M | 16.9M | 7.12M | 5.35M | 7.08M | 11.76M | 9.05M | 7.97M |
| Effective Tax Rate % | 19.41% | 20.71% | 20.81% | 20.3% | 20.55% | 21.32% | 20.89% | 20.05% | 14.61% | 20.48% | 20.29% | 19.22% | 18.41% | 20.08% | 17.75% | 16.5% | 18.22% | 19.57% | 19.82% | 18.28% |
| Net Income | 112.55M | 138.62M | 141.65M | 134.12M | 89.23M | 109.09M | 114.23M | 92.58M | 98.94M | 103.39M | 76.11M | 72.79M | 55.8M | 67.25M | 32.98M | 27.09M | 31.79M | 48.32M | 36.63M | 35.63M |
| Net Margin % | 24.12% | 28.68% | 28.47% | 28.55% | 21.07% | 26.47% | 27.32% | 24.07% | 26.54% | 29.44% | 24.21% | 24.61% | 21.21% | 27.68% | 14.85% | 14.73% | 17.63% | 26.32% | 22.21% | 23.29% |
| Net Income Growth % | 26.14% | 27.06% | 24% | 44.87% | -9.82% | 5.52% | 50.07% | 27.18% | 77.31% | 53.74% | 130.76% | 168.7% | 75.52% | 39.17% | -9.94% | -23.98% | -0.9% | 26.56% | 145.97% | 17.75% |
| EPS (Diluted) | 0.00 | 5.99 | 6.09 | 5.76 | 3.83 | 4.68 | 4.90 | 3.97 | 4.24 | 4.43 | 3.26 | 3.12 | 2.40 | 2.90 | 1.43 | 1.17 | 1.38 | 2.09 | 1.59 | 1.55 |
| EPS Growth % | -100% | 27.99% | 24.29% | 45.09% | -9.67% | 5.64% | 50.31% | 27.24% | 76.67% | 52.76% | 127.97% | 166.67% | 73.91% | 38.76% | -10.06% | -24.52% | -0.72% | 26.67% | 144.62% | 16.54% |
| EPS (Basic) | 0.00 | 6.01 | 6.12 | 5.79 | 3.85 | 4.71 | 4.93 | 4.00 | 4.28 | 4.48 | 3.30 | 3.16 | 2.43 | 2.94 | 1.45 | 1.19 | 1.40 | 2.13 | 1.61 | 1.57 |
| Diluted Shares Outstanding | 0 | 23.16M | 23.27M | 23.29M | 23.33M | 23.33M | 23.34M | 23.33M | 23.34M | 23.32M | 23.32M | 23.3M | 23.29M | 23.21M | 23.11M | 23.1M | 23.09M | 23.08M | 23.06M | 23.05M |