Last 43 quarters of trend data · Financial Services · Insurance - Property & Casualty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 15.23 | 10.68 | 17.50 | 16.32 | 17.46 | 21.00 | 31.77 | 24.85 | 23.75 | 24.26 | 30.94 | 18.90 | 31.76 | 29.98 | 31.27 | 22.54 | 44.65 | 49.07 | 41.31 | 28.46 | 25.42 |
| — | -49.1% | -44.9% | -34.3% | -26.5% | -13.4% | +2.7% | +31.5% | -25.2% | -19.1% | -1.0% | -16.2% | -28.9% | -38.9% | -24.3% | -20.8% | +75.6% | +84.6% | +39.4% | -6.2% | -65.2% | |
| P/S Ratio | 4.01 | 3.43 | 4.22 | 4.69 | 4.97 | 6.00 | 6.70 | 6.58 | 6.50 | 5.84 | 8.21 | 5.56 | 7.68 | 7.37 | 6.64 | 6.25 | 6.65 | 7.21 | 7.30 | 7.48 | 5.65 |
| — | -42.9% | -37.1% | -28.8% | -23.5% | +2.6% | -18.4% | +18.4% | -15.4% | -20.7% | +23.6% | -11.0% | +15.5% | +2.2% | -9.0% | -16.5% | +17.5% | +16.2% | +6.2% | -9.8% | -36.5% | |
| P/B Ratio | 3.91 | 3.69 | 4.00 | 4.62 | 5.31 | 6.54 | 7.17 | 7.31 | 7.57 | 7.15 | 10.46 | 7.19 | 10.45 | 10.00 | 8.57 | 8.14 | 9.53 | 8.37 | 7.91 | 7.85 | 5.66 |
| — | -43.6% | -44.2% | -36.8% | -29.9% | -8.5% | -31.4% | +1.8% | -27.6% | -28.5% | +22.0% | -11.7% | +9.7% | +19.5% | +8.3% | +3.7% | +68.4% | +38.7% | +22.3% | -2.0% | -30.7% | |
| P/FCF | 7.59 | 7.86 | 8.16 | 9.81 | 8.54 | 11.18 | 13.04 | 13.42 | 10.13 | 8.17 | 14.80 | 9.28 | 10.80 | 9.71 | 8.96 | 15.33 | 8.42 | 8.53 | 10.86 | 13.20 | 8.87 |
| — | -29.7% | -37.4% | -26.9% | -15.6% | +36.9% | -11.9% | +44.6% | -6.3% | -15.9% | +65.1% | -39.5% | +28.3% | +13.8% | -17.4% | +16.2% | -5.1% | -8.4% | +2.9% | -20.3% | -47.2% | |
| EV / EBITDA | 11.83 | 8.44 | 13.79 | 12.62 | 13.68 | 16.56 | 24.81 | 19.34 | 18.60 | 19.01 | 25.98 | 14.85 | 24.67 | 23.67 | 24.76 | 17.73 | 35.28 | 39.87 | 33.25 | 22.70 | 20.05 |
| — | -49.1% | -44.4% | -34.7% | -26.5% | -12.9% | -4.5% | +30.2% | -24.6% | -19.7% | +4.9% | -16.3% | -30.1% | -40.6% | -25.5% | -21.9% | +76.0% | +87.3% | +41.3% | -15.2% | -70.1% | |
| EV / EBIT | 11.94 | 8.44 | 13.79 | 12.82 | 13.68 | 16.56 | 24.81 | 19.34 | 18.60 | 19.01 | 25.98 | 14.85 | 24.67 | 23.67 | 24.76 | 17.73 | 35.28 | 39.87 | 33.25 | 22.70 | 20.05 |
| — | -49.1% | -44.4% | -33.7% | -26.5% | -12.9% | -4.5% | +30.2% | -24.6% | -19.7% | +4.9% | -16.3% | -30.1% | -40.6% | -25.5% | -21.9% | +76.0% | +87.3% | +41.3% | -15.2% | -70.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 52.5% | 57.9% | 39.9% | 55.9% | 45.2% | 45.3% | 36.5% | 44.7% | 44.0% | 41.0% | 41.4% | 46.2% | 41.1% | 41.1% | 37.1% | 43.3% | 28.4% | 29.2% | 30.9% | 41.1% | 35.2% |
| — | +27.9% | +9.2% | +25.1% | +2.7% | +10.3% | -11.8% | -3.3% | +7.2% | -0.2% | +11.8% | +6.8% | +44.8% | +40.8% | +20.0% | +5.2% | -19.5% | -39.5% | -18.2% | +4.0% | +65.6% | |
| Operating Margin | 33.8% | 40.7% | 29.9% | 36.2% | 36.0% | 35.8% | 26.5% | 33.6% | 34.5% | 30.1% | 31.1% | 37.0% | 30.4% | 30.5% | 26.0% | 34.6% | 18.1% | 17.6% | 21.6% | 32.7% | 27.7% |
| — | +13.6% | +12.8% | +7.5% | +4.1% | +19.0% | -14.7% | -9.1% | +13.7% | -1.2% | +19.6% | +6.9% | +68.2% | +72.7% | +20.6% | +5.9% | -34.8% | -38.1% | -24.4% | +6.5% | +110.5% | |
| Net Margin | 26.9% | 32.1% | 24.1% | 28.7% | 28.5% | 28.5% | 21.1% | 26.5% | 27.3% | 24.1% | 26.5% | 29.4% | 24.2% | 24.6% | 21.2% | 27.7% | 14.9% | 14.7% | 17.6% | 26.3% | 22.2% |
| — | +12.3% | +14.4% | +8.4% | +4.2% | +18.6% | -20.6% | -10.1% | +12.9% | -2.2% | +25.2% | +6.4% | +63.0% | +67.0% | +20.3% | +5.2% | -33.1% | -36.7% | -24.0% | -4.0% | +82.7% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 29.3% | 8.8% | 5.7% | 7.2% | 7.9% | 8.1% | 5.8% | 7.5% | 8.5% | 7.6% | 8.8% | 10.3% | 8.5% | 8.6% | 7.1% | 9.9% | 5.3% | 4.2% | 4.7% | 7.1% | 5.7% |
| — | +8.3% | -1.5% | -3.0% | -7.0% | +6.4% | -33.6% | -27.3% | +0.1% | -11.6% | +22.6% | +4.4% | +61.1% | +106.9% | +53.5% | +38.5% | -7.4% | -28.8% | -15.5% | +3.4% | +89.0% | |
| ROA | 9.2% | 2.8% | 1.8% | 2.3% | 2.5% | 2.5% | 1.8% | 2.3% | 2.5% | 2.2% | 2.5% | 2.9% | 2.3% | 2.3% | 1.9% | 2.6% | 1.4% | 1.3% | 1.5% | 2.5% | 2.0% |
| — | +11.7% | +3.9% | +2.9% | -0.6% | +13.3% | -30.3% | -20.8% | +10.4% | -5.4% | +30.5% | +11.0% | +60.3% | +84.9% | +26.5% | +4.8% | -28.4% | -39.2% | -23.6% | -2.8% | +83.1% | |
| ROIC | 26.6% | 8.3% | 5.3% | 6.7% | 7.3% | 7.4% | 5.3% | 6.8% | 7.8% | 7.0% | 7.4% | 9.3% | 7.6% | 7.5% | 6.3% | 9.0% | 5.1% | 4.2% | 4.6% | 7.1% | 5.9% |
| — | +12.0% | -0.9% | -1.4% | -6.1% | +6.6% | -28.0% | -27.3% | +2.7% | -7.3% | +17.4% | +3.7% | +47.9% | +79.5% | +36.2% | +27.5% | -13.4% | -33.2% | -19.2% | +14.1% | +125.9% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.12 | 0.12 | 0.13 | 0.15 | 0.16 | 0.17 | 0.20 | 0.22 | 0.24 | 0.26 | 0.20 | 0.07 | 0.06 | 0.12 | 0.06 |
| — | +3.1% | -1.9% | -7.7% | -16.7% | -26.9% | -25.9% | -26.6% | -35.5% | -34.9% | -34.6% | -35.6% | +0.1% | +233.2% | +273.9% | +115.1% | +207.2% | -0.4% | -11.5% | +65.3% | -13.9% | |
| Debt / EBITDA | 0.35 | 1.01 | 1.57 | 1.24 | 1.10 | 1.08 | 1.60 | 1.30 | 1.25 | 1.55 | 1.55 | 1.39 | 1.87 | 2.11 | 2.76 | 2.27 | 2.95 | 1.30 | 1.09 | 1.42 | 0.93 |
| — | -6.7% | -2.0% | -4.7% | -12.3% | -30.6% | +3.1% | -6.1% | -33.2% | -26.3% | -43.7% | -38.9% | -36.4% | +61.7% | +152.7% | +59.9% | +217.0% | +33.4% | +1.1% | +43.0% | -62.7% | |
| Current Ratio | 0.84 | 0.41 | 0.85 | 0.84 | 0.78 | 0.77 | 0.79 | 1.31 | 0.77 | 0.29 | 0.28 | 0.35 | — | — | — | — | — | — | — | — | — |
| — | -46.8% | +7.2% | -35.8% | +0.6% | +166.4% | +183.1% | +276.7% | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 0.84 | 0.41 | 0.85 | 0.84 | 0.78 | 0.77 | 0.79 | 1.31 | 0.77 | 0.29 | 0.28 | 0.35 | — | — | — | — | — | — | — | — | — |
| — | -46.8% | +7.2% | -35.8% | +0.6% | +166.4% | +183.1% | +276.7% | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 60.58 | 67.15 | 45.10 | 59.63 | 70.63 | 66.82 | 45.25 | 55.18 | 56.77 | 46.16 | 48.84 | 54.42 | 38.11 | 34.08 | 27.61 | 43.54 | 24.37 | 97.27 | 154.64 | — | 188.98 |
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Includes 30+ ratios · 43 years · Updated daily
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Quick answers to the most common questions about buying KNSL stock.
Kinsale Capital Group, Inc.'s current P/E is 15.2x. The average P/E over the last 4 quarters is 15.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Kinsale Capital Group, Inc.'s current operating margin is 33.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Kinsale Capital Group, Inc.'s business trajectory between earnings reports.