Trailing Dividend / Share
$1.27
Mercury General Corporation (MCY) Dividend History
Income profile from 1986 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.2%
Payout Ratio
13.0%
Sustainable
Dividend Streak
0 years
MCY Dividend Income Check
Safety
13.0% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 2.5% and trend is falling.
MCY Dividend Scorecard
Yield & Income
Dividend Yield1.2%
Trailing DPS$1.27
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout13.0%
Earnings SafetySustainable
FCF Payout5.0%
FCF SafetyWell Covered
Piotroski F-Score5/9
Growth
Growth Streak0 years
3Y CAGR-12.6%
5Y CAGR-12.8%
Yield on Cost (5Y)2.5%
YOC Trendfalling
Total Returns
Buyback Yield0.0%
Total Shareholder Yield1.2%
1Y Total Return65.8%
5Y Total Return84.1%
Div Contribution (5Y)12.2%
Estimated $10K growth (return + dividends):
5Y ago$18,41110Y ago$24,85320Y ago$27,053
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
MCY Income Growth Story
Dividend per share and yield on cost over time (41 years of payments)
MCY Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Mercury General Corporation distributes 13.0% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 5.0%, rated "Well Covered".
Piotroski F-Score: 5/9 — moderate financial health.
Growth Track Record
MCY does not have a current streak of consecutive dividend increases, with a 3-year CAGR of -12.6% and 5-year CAGR of -12.8%.
Total Shareholder Returns
Beyond cash dividends, MCY returns capital through share repurchases. The combined picture: 1.2% dividend yield, 1.2% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.5% and is currently falling. The 5-year total return is 84.1%, with dividends contributing 12.2% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $24,853 today.
MCY Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$7.62
Avg/Payment$0.3809
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 11, 2026Latest | $0.3175 | — | 1.28% | Jun 25, 2026 |
| Mar 12, 2026 | $0.3175 | — | 1.45% | Mar 26, 2026 |
| Dec 10, 2025 | $0.3175 | — | 1.41% | Dec 24, 2025 |
| Sep 11, 2025 | $0.3175 | — | 1.61% | Sep 25, 2025 |
| Jun 12, 2025 | $0.3175 | — | 1.95% | Jun 26, 2025 |
| Mar 13, 2025 | $0.3175 | — | 2.29% | Mar 27, 2025 |
| Dec 12, 2024 | $0.3175 | — | 1.77% | Dec 26, 2024 |
| Sep 12, 2024 | $0.3175 | — | 2.19% | Sep 26, 2024 |
MCY Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
1.2%
#7 of 8
Safety
Sustainable
13.0% payout
Streak
0Y
-12.8% 5Y CAGR
Total Shareholder
1.2%
#7 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| MCYMercury General Corp… | $5.9B | 1.2% | 13.0% | 0 | Sustainable |
 HCIHCI Group, Inc. | $2.3B | 0.8% | 6.5% | 0 | Sustainable |
1st  KMPRKemper Corporation | $1.6B | 4.7% | 55.5% | 1 | Sustainable |
3rd  ERIEErie Indemnity Compa… | $11.0B | 2.0% | 45.5% | 9 | Sustainable |
 SIGISelective Insurance … | $5.9B | 1.6% | 19.9% | 12 | Sustainable |
2nd  PGRThe Progressive Corp… | $128.5B | 2.2% | 25.4% | 0 | Sustainable |
 ALLThe Allstate Corpora… | $62.1B | 1.6% | 10.1% | 15 | Sustainable |
 TRVThe Travelers Compan… | $70.6B | 1.3% | 15.6% | 20 | Sustainable |
MCY Annual Dividend History (1986–2026)
41 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.64 | — | 2 | — | — | — | 1.2% |
| 2025 | $1.27 | 0.0% | 4 | $9.77 | 13.0% | 7.69x | 2.5% |
| 2024 | $1.27 | 0.0% | 4 | $8.45 | 15.0% | 6.65x | 2.5% |
| 2023 | $1.27 | -33.3% | 4 | $1.74 | 73.0% | 1.37x | 2.5% |
| 2022 | $1.90 | -24.8% | 4 | $-9.26 | — | — | 3.7% |
| 2021 | $2.53 | 0.4% | 4 | $4.48 | 56.5% | 1.77x | 5.0% |
| 2020 | $2.52 | 0.4% | 4 | $6.77 | 37.3% | 2.68x | 4.9% |
| 2019 | $2.51 | 0.4% | 4 | $5.78 | 43.5% | 2.30x | 4.9% |
| 2018 | $2.50 | 0.4% | 4 | $-0.10 | — | — | 4.9% |
| 2017 | $2.49 | 0.4% | 4 | $2.62 | 95.1% | 1.05x | 4.9% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
40+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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MCY — Frequently Asked Questions
Quick answers to the most common questions about buying MCY stock.
How much dividend does MCY pay per share?
Mercury General Corporation (MCY) pays a trailing 12-month dividend of $1.27 per share, with a current dividend yield of +1.2%. Payments are made Semi-Annual.
When is MCY's next ex-dividend date?
MCY's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. MCY typically pays dividends Semi-Annual.
Is MCY's dividend safe?
MCY's dividend safety is rated "Sustainable" based on an earnings payout ratio of +13.0% and FCF payout ratio of +5.0%. The dividend history does not yet show a prolonged growth streak.
How many years has MCY increased its dividend?
MCY has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is -12.8%.
How often does MCY pay dividends?
Mercury General Corporation pays dividends Semi-Annual. The trailing 12-month total is $1.27 per share. Dividend data on this page covers 40+ years from 1986 to 2026.
How much would $10,000 invested in MCY grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in MCY five years ago would be worth approximately $18,411 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is MCY's yield on cost for long-term holders?
MCY's yield on cost — the current dividend divided by the original purchase price — is +2.5% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.2% market yield, thanks to the lower original cost basis.