Mercury General Corporation (MCY) Earnings History
Steady Earner37 years of earnings data (1989–2025) · Positive but moderate multi-year EPS trajectory
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Mercury General Corporation (MCY) Earnings Overview
As of June 28, 2026, Mercury General Corporation (MCY) reported trailing twelve-month net income of $840M, reflecting +15.6% year-over-year growth. The company earned $15.16 per diluted share over the past four quarters, with a net profit margin of 9.0%.
Looking at the long-term picture, MCY's 5-year EPS compound annual growth rate (CAGR) stands at +7.6%, showing solid earnings momentum. The company achieved its highest annual net income of $541M in fiscal 2025, representing a new all-time high.
Mercury General Corporation maintains positive profitability with a gross margin of 33.9%, operating margin of 11.1%, and net margin of 9.0%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including HCI ($303M net income, 33.2% margin), HRTG ($202M net income, 23.1% margin), KMPR ($42M net income, 3.0% margin), MCY has room to improve margins relative to the peer group. Compare MCY vs HCI →
MCY Earnings vs Peers
Earnings metrics vs comparable public companies
MCY Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $541M | +15.6% | $664M | $9.77 | 9.0% | 11.1% |
| 2024 | $468M | +385.8% | $575M | $8.45 | 8.5% | 10.5% |
| 2023 | $96M | +118.8% | $99M | $1.74 | 2.1% | 2.1% |
| 2022 | -$513M | -306.8% | -$671M | $-9.26 | -14.1% | -18.4% |
| 2021 | $248M | -33.8% | $299M | $4.48 | 6.2% | 7.5% |
| 2020 | $375M | +17.0% | $459M | $6.77 | 9.9% | 12.1% |
| 2019 | $320M | +5688.1% | $378M | $5.78 | 8.1% | 9.5% |
| 2018 | -$6M | -104.0% | -$31M | $-0.10 | -0.2% | -0.9% |
| 2017 | $145M | +98.3% | $167M | $2.62 | 4.2% | 4.9% |
| 2016 | $73M | -1.9% | $71M | $1.32 | 2.3% | 2.2% |
| 2015 | $74M | -58.1% | $71M | $1.35 | 2.5% | 2.3% |
| 2014 | $178M | +58.7% | $247M | $3.23 | 5.9% | 8.2% |
| 2013 | $112M | -4.1% | $132M | $2.04 | 4.0% | 4.7% |
| 2012 | $117M | -38.8% | $135M | $2.13 | 4.2% | 4.9% |
| 2011 | $191M | +25.6% | $245M | $3.49 | 6.9% | 8.8% |
| 2010 | $152M | -62.2% | $182M | $2.78 | 5.5% | 6.6% |
| 2009 | $403M | +266.5% | $572M | $7.32 | 12.9% | 18.3% |
| 2008 | -$242M | -201.8% | -$451M | $-4.41 | -10.0% | -18.7% |
| 2007 | $238M | +10.7% | $315M | $4.34 | 7.5% | 9.9% |
| 2006 | $215M | -15.2% | $312M | $3.92 | 6.8% | 9.9% |
| 2005 | $253M | -11.5% | $353M | $4.63 | 8.5% | 11.8% |
| 2004 | $286M | +55.3% | $408M | $5.24 | 10.7% | 15.3% |
| 2003 | $184M | +178.8% | $246M | $3.38 | 8.1% | 10.8% |
| 2002 | $66M | -37.2% | $61M | $1.21 | 3.7% | 3.4% |
| 2001 | $105M | -3.7% | $125M | $1.94 | 7.0% | 8.3% |
| 2000 | $109M | -18.2% | $129M | $2.02 | 8.0% | 9.4% |
| 1999 | $134M | -24.7% | $169M | $2.44 | 10.4% | 13.2% |
| 1998 | $178M | +13.6% | $235M | $3.21 | 14.5% | 19.3% |
| 1997 | $156M | +47.8% | $210M | $2.82 | 13.9% | 18.6% |
| 1996 | $106M | +17.1% | $137M | $1.93 | 12.8% | 16.6% |
| 1995 | $90M | +36.2% | $114M | $1.66 | 13.2% | 16.7% |
| 1994 | $66M | -31.1% | $464M | $1.21 | 11.5% | 80.3% |
| 1993 | $96M | +15.5% | $425M | $1.75 | 18.0% | 79.6% |
| 1992 | $83M | +27.2% | $412M | $1.53 | 16.2% | 80.0% |
| 1991 | $66M | +26.9% | $422M | $1.21 | 12.4% | 79.7% |
| 1990 | $52M | +52.2% | $419M | $0.96 | 9.7% | 79.2% |
| 1989 | $34M | - | $417M | $0.63 | 6.5% | 79.6% |
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MCY — Frequently Asked Questions
Quick answers to the most common questions about buying MCY stock.
What is MCY earnings per share (EPS)?
MCY trailing twelve-month (TTM) diluted EPS is $15.16, reflecting +15.6% year-over-year growth. The 5-year EPS CAGR is +7.6%. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is Mercury General Corporation's net income?
Mercury General Corporation (MCY) trailing twelve-month net income is $840M as of 2025. Earnings grew +15.6% year-over-year. Mercury General Corporation has been profitable for 3 consecutive years.
Is MCY profitable?
Yes, MCY is profitable with a TTM net income of $840M and a net profit margin of +9.0%. Mercury General Corporation has generated profits for 3 consecutive years.
What is MCY's earnings growth rate?
MCY compound annual EPS growth rates (CAGR): 1-Year: +15.6%, 3-Year: N/A, 5-Year: +7.6%, 10-Year: +21.9%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are MCY's profit margins?
Mercury General Corporation net profit margin is +9.0%, operating margin is +11.1%, and gross margin is +33.9%. Margins are within a typical range for the sector. Return on Equity is +24.8%.
Is MCY growing earnings?
Yes, MCY earnings are accelerating — EPS growth of +15.6% exceeds the 5-year CAGR of +7.6%. TTM net income reached $840M. Earnings momentum is strengthening.
What was MCY's best earnings year?
Mercury General Corporation's highest annual net income on record is $541M, achieved in fiscal year 2025. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were MCY's earnings last quarter?
MCY's most recent reported quarter was Q1 2026. Net income was $190M with diluted EPS of $3.44. For a full breakdown of all quarters, see the quarterly earnings table on this page.