Mercury General Corporation (MCY) Earnings History
Annual and quarterly earnings data from 1989 to 2025
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MCY EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
MCY Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 33.9% | 11.1% | 9.0% |
| 2024 | 17.0% | 10.5% | 8.5% |
| 2023 | 8.7% | 2.1% | 2.1% |
| 2022 | -10.3% | -18.4% | -14.1% |
| 2021 | 15.0% | 7.5% | 6.2% |
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Mercury General Corporation (MCY) Earnings Overview
As of May 8, 2026, Mercury General Corporation (MCY) reported trailing twelve-month net income of $840M, reflecting +15.6% year-over-year growth. The company earned $15.16 per diluted share over the past four quarters, with a net profit margin of 9.0%.
Looking at the long-term picture, MCY's 5-year EPS compound annual growth rate (CAGR) stands at +7.6%, showing solid earnings momentum. The company achieved its highest annual net income of $541M in fiscal 2025, representing a new all-time high.
Mercury General Corporation maintains positive profitability with a gross margin of 33.9%, operating margin of 11.1%, and net margin of 9.0%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including HCI ($314M net income, 33.2% margin), HRTG ($196M net income, 23.1% margin), KMPR ($39M net income, 3.0% margin), MCY has room to improve margins relative to the peer group. Compare MCY vs HCI →
MCY Earnings vs Peers
Earnings metrics vs comparable public companies
MCY Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $541M | +15.6% | $664M | $9.77 | 9.0% | 11.1% |
| 2024 | $468M | +385.8% | $575M | $8.45 | 8.5% | 10.5% |
| 2023 | $96M | +118.8% | $99M | $1.74 | 2.1% | 2.1% |
| 2022 | -$513M | -306.8% | -$671M | $-9.26 | -14.1% | -18.4% |
| 2021 | $248M | -33.8% | $299M | $4.48 | 6.2% | 7.5% |
| 2020 | $375M | +17.0% | $459M | $6.77 | 9.9% | 12.1% |
| 2019 | $320M | +5688.1% | $378M | $5.78 | 8.1% | 9.5% |
| 2018 | -$6M | -104.0% | -$31M | $-0.10 | -0.2% | -0.9% |
| 2017 | $145M | +98.3% | $167M | $2.62 | 4.2% | 4.9% |
| 2016 | $73M | -1.9% | $71M | $1.32 | 2.3% | 2.2% |
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Start ComparisonMCY — Frequently Asked Questions
Quick answers to the most common questions about buying MCY stock.
Is MCY growing earnings?
MCY EPS is $15.16, with earnings growth accelerating to +15.6%. This exceeds the 5-year CAGR of +7.6%. TTM net income reached $840M.
What are MCY's profit margins?
Mercury General Corporation net margin is +9.0%, with operating margin at +11.1%. Margins sit within typical range for the sector.
How consistent are MCY's earnings?
MCY earnings data spans 1989-2025. The accelerating earnings trend is +15.6% YoY. Historical data enables comparison across business cycles.