Midland States Bancorp, Inc. (MSBI) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 16.97M | -7.06M | 79.98M | 28.06M | 24.7M | 98.33M | 33.23M | 18.07M | 26.92M | 87.36M | 6.48M | 44.74M | 16.01M | 30.68M | 51.59M | 115.4M | 39.08M | 33.34M | 84.44M | 58.28M |
| Operating CF Growth % | -31.31% | -107.18% | 140.69% | 55.3% | -8.24% | 12.57% | 412.82% | -59.62% | 68.15% | 184.7% | -87.44% | -61.23% | -59.03% | -7.98% | -38.9% | 98.02% | -75.33% | -64.26% | -55.39% | -64.02% |
| Net Income | 18.46M | -2.89M | 7.56M | 12.02M | -140.97M | -1.07M | 18.48M | 6.75M | 13.88M | 14.07M | 11.4M | 21.57M | 21.77M | 32.87M | 23.52M | 21.88M | 20.75M | 23.11M | 19.55M | 20.12M |
| Depreciation & Amortization | 2.71M | 2.92M | 2.91M | 3M | 3.12M | 3.23M | 3.18M | 3.34M | 3.4M | 3.42M | 3.36M | 2.93M | 3.01M | 3.06M | 3.75M | 3.71M | 3.86M | 3.91M | 4.04M | 4.17M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 1.53M | 29.66M | 44.25M | 10.8M | 160.21M | 76.18M | -475K | 23.98M | 14M | 33.35M | 20.54M | 11.05M | 1.35M | -563K | 32.51M | 85.28M | 27.74M | -6.26M | 64.36M | 43.12M |
| Working Capital Changes | -6.68M | -37.48M | 24.62M | 1.49M | 1.56M | 19.09M | 11.31M | -16.71M | -5.06M | 35.81M | -29.43M | 8.68M | -10.75M | -5.35M | -8.68M | 4.01M | -13.8M | 12.07M | -3.95M | -9.62M |
| Cash from Investing | -68.35M | 334.73M | 145.24M | 229.47M | 39.47M | 61.69M | 11.13M | 20.82M | 43.07M | 67.77M | 41.99M | -87.48M | -98.41M | -197.92M | -389.52M | -200.68M | -310.77M | -393.31M | -231.52M | 1.44M |
| Purchase of Investments | -242M | -301.57M | -209.1M | -79.88M | -218.66M | 0 | -203.79M | -206.3M | -230.97M | -190.03M | -150.14M | -164.17M | -148.34M | -110.73M | -4.79M | -85.83M | -16.29M | -131.36M | -132.47M | -149.08M |
| Sale/Maturity of Investments | 163.41M | 168.18M | 199.8M | 103.06M | 68.96M | 117.82M | 125.92M | 135.12M | 110.57M | 140.56M | 172.77M | 97.83M | 102.63M | 25.69M | 47.14M | 141.8M | 21.77M | 50.01M | 58.05M | 74.98M |
| Net Investment Activity | -78.59M | -133.39M | -9.3M | 23.19M | -149.7M | 117.82M | -77.87M | -71.18M | -120.4M | -49.48M | 22.63M | -66.34M | -45.71M | -85.04M | 42.35M | 55.97M | 5.48M | -81.35M | -74.42M | -74.1M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 37K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 82K | 0 |
| Other Investing | 10.86M | 468.86M | 155.92M | 207.67M | 191.01M | -53.45M | 91.1M | 93.56M | 164M | 118.91M | 21.74M | -19.24M | -49.91M | -111.5M | -430.71M | -256.13M | -315.83M | -311.09M | -156.32M | 75.97M |
| Cash from Financing | 37.23M | -366.01M | -235.67M | -182.94M | -76.92M | -167.13M | -47.13M | -81.56M | -37.73M | -152.19M | -77.09M | 65.07M | 60.08M | 4.37M | 381M | 23.13M | -76.42M | 377.69M | 384.62M | -265.84M |
| Dividends Paid | -9.12M | -9.32M | -9.25M | -9.01M | -9.01M | -9.02M | -8.98M | -8.99M | -9M | -8.79M | -8.83M | -8.89M | -8.98M | -9.69M | -6.47M | -6.47M | -6.46M | -6.25M | -6.3M | -6.33M |
| Share Repurchases | -7.92M | -9.66M | 0 | 0 | 0 | 29K | -534K | -3.03M | -1.94M | -2.87M | -6.06M | -6.17M | -2.8M | 171K | 0 | -171K | -1.11M | -5.24M | -5.24M | 0 |
| Stock Issued | 343K | 6K | 312K | 156K | 169K | -189K | 0 | 0 | 0 | 0 | 132K | 0 | 0 | 861K | 110.83M | 332K | 0 | 0 | 0 | 467K |
| Net Stock Activity | -7.58M | -9.65M | 312K | 156K | 169K | -160K | -534K | -3.03M | -1.94M | -2.87M | -5.93M | -6.17M | -2.8M | 1.03M | 110.83M | 161K | -1.11M | -5.24M | -5.24M | 467K |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K |
| Other Financing | 15.69M | -180.45M | -342.09M | 10.48M | -260.81M | -59.59M | 139.66M | -205.47M | 14.63M | -95.4M | -21.55M | 2.36M | 61M | -30.6M | 210.81M | 47.1M | -52.39M | 509.04M | 405.48M | -144.16M |
| Net Change in Cash | -14.15M | -38.34M | -10.44M | 74.58M | -12.76M | -7.11M | -2.77M | -42.67M | 32.26M | 2.93M | -28.56M | 22.39M | -22.32M | -162.87M | 43.07M | -62.15M | -348.11M | 17.73M | 237.54M | -206.12M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 127.81M | 166.15M | 176.59M | 102.01M | 114.77M | 121.87M | 124.65M | 167.32M | 135.06M | 132.13M | 160.69M | 138.31M | 160.63M | 313.19M | 270.12M | 332.26M | 680.37M | 662.64M | 425.1M | 631.22M |
| Cash at End | 113.66M | 127.81M | 166.15M | 176.59M | 102.01M | 114.77M | 121.87M | 124.65M | 167.32M | 135.06M | 132.13M | 160.69M | 138.31M | 150.32M | 313.19M | 270.12M | 332.26M | 680.37M | 662.64M | 425.1M |
| Interest Paid | 30.29M | 33.54M | 40.47M | 39.02M | 43.56M | 45.39M | 51.24M | 46.77M | 46.19M | 45.13M | 44.18M | 34.94M | 34.89M | 0 | 15.7M | 7.16M | 6.59M | 6.17M | 8.19M | 7.93M |
| Income Taxes Paid | 302K | 0 | 0 | 7K | 754K | -21.87M | 850K | 20.04M | 985K | 7.36M | 6.74M | 9.62M | 1.41M | 0 | 5.41M | 14.69M | 1.91M | 0 | 0 | 11.26M |
| Free Cash Flow | 16.35M | -7.8M | 78.61M | 29.9M | 22.85M | 95.62M | 31.12M | 16.52M | 26.39M | 85.69M | 4.1M | 42.9M | 13.22M | 29.3M | 50.44M | 114.89M | 38.66M | 32.48M | 83.59M | 57.85M |
| FCF Growth % | -28.47% | -108.16% | 152.58% | 81.06% | -13.4% | 11.59% | 658.38% | -61.5% | 99.62% | 192.44% | -91.86% | -62.66% | -65.81% | -9.79% | -39.66% | 98.59% | -75.5% | -64.96% | -55.69% | -64.15% |