Midland States Bancorp, Inc. (MSBI) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

Midland States Bancorp, Inc. (MSBI) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

MSBI Income Statement

Midland States Bancorp, Inc. (MSBI) annual income statement — 17-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	62.72M	59.59M	57.42M	58.7M	61.12M	58.7M	58.29M	70.42M	59.11M	58.9M	59.77M	58.08M	58.6M	58.84M	60.5M	63.55M	64.02M	61.33M	56.83M	54.3M
NII Growth %	2.63%	1.52%	-1.5%	-16.64%	3.4%	-0.34%	-2.48%	21.26%	0.88%	0.09%	-1.21%	-8.61%	-8.48%	-4.07%	6.47%	17.03%	24.57%	22.4%	9.56%	1.47%
Net Interest Margin %	0.92%	0.89%	0.88%	0.9%	0.88%	0.83%	0.8%	0.94%	0.76%	0.76%	0.76%	0.74%	0.73%	0.73%	0.76%	0.81%	0.82%	0.82%	0.77%	0.73%
Interest Income	93.02M	88.18M	86.02M	92.09M	98.49M	97.92M	99.36M	116.32M	108.99M	107.14M	105.53M	104.68M	103.58M	100.49M	95.54M	90.22M	79.56M	69.24M	62.75M	60.43M
Interest Expense	30.3M	28.59M	28.61M	33.39M	37.38M	39.23M	41.06M	45.9M	49.88M	48.24M	45.76M	46.6M	44.99M	41.65M	35.03M	26.66M	15.53M	7.9M	5.92M	6.13M
Loan Loss Provision	3.73M	6.82M	5M	0	20M	17.37M	10.85M	84.53M	17.93M	8.28M	19.94M	6.95M	5.17M	5.88M	3.13M	3.54M	6.97M	5.44M	4.17M	467K
Non-Interest Income	23.24M	23.77M	22.12M	15.24M	17.02M	20.16M	15.68M	66.16M	28.58M	27.43M	32.87M	12.77M	10.68M	17.33M	14.96M	29.25M	14.69M	14.35M	15.06M	24.59M
Non-Interest Income %	27.03%	28.51%	27.81%	20.61%	21.78%	25.56%	21.2%	48.44%	32.59%	31.77%	35.48%	18.03%	15.42%	22.75%	19.83%	31.52%	18.66%	18.96%	20.95%	31.17%
Total Net Revenue	85.96M	83.36M	79.54M	73.94M	78.14M	78.85M	73.97M	136.58M	87.69M	86.32M	92.64M	70.85M	69.28M	76.17M	75.47M	92.8M	78.71M	75.68M	71.89M	78.9M
Revenue Growth %	10.01%	5.71%	7.53%	-45.86%	-10.89%	-8.65%	-20.16%	92.78%	26.58%	13.33%	22.76%	-23.66%	-11.99%	0.65%	4.97%	17.63%	13.13%	10.2%	5.79%	9.48%
Non-Interest Expense	52.84M	50.76M	50.42M	77.19M	46.82M	46.62M	200.92M	54.37M	44.8M	46.23M	43.64M	43.39M	41.17M	41.47M	43.66M	45.36M	42.36M	41.07M	40.34M	47.83M
Efficiency Ratio	61.47%	60.89%	63.4%	104.39%	59.92%	59.12%	271.63%	39.81%	51.09%	53.55%	47.1%	61.24%	59.43%	54.45%	57.86%	48.87%	53.81%	54.27%	56.11%	60.62%
Operating Income	29.38M	25.78M	24.11M	-3.25M	11.31M	14.87M	-137.8M	-2.33M	24.97M	31.81M	29.06M	20.51M	22.93M	28.82M	28.67M	43.9M	29.38M	29.17M	27.39M	30.6M
Operating Margin %	34.18%	30.93%	30.31%	-4.39%	14.48%	18.86%	-186.3%	-1.7%	28.47%	36.85%	31.37%	28.95%	33.11%	37.83%	37.99%	47.31%	37.33%	38.54%	38.1%	38.79%
Operating Income Growth %	159.69%	73.41%	117.5%	-39.7%	-54.68%	-53.26%	-574.17%	-111.33%	8.86%	10.39%	1.38%	-53.28%	-21.94%	-1.19%	4.66%	43.47%	15.53%	53.18%	13.93%	184.76%
Pretax Income	29.38M	25.78M	24.11M	-3.25M	11.31M	14.87M	-137.8M	-2.33M	24.97M	31.81M	29.06M	20.51M	22.93M	28.82M	28.67M	43.9M	29.38M	29.17M	27.39M	30.6M
Pretax Margin %	34.18%	30.93%	30.31%	-4.39%	14.48%	18.86%	-186.3%	-1.7%	28.47%	36.85%	31.37%	28.95%	33.11%	37.83%	37.99%	47.31%	37.33%	38.54%	38.1%	38.79%
Income Tax	6.57M	5.89M	5.65M	-360K	3.76M	2.84M	3.17M	-1.26M	4.54M	6.09M	6.4M	6.44M	11.53M	7.25M	6.89M	11.03M	5.86M	7.28M	6.64M	7.49M
Effective Tax Rate %	22.37%	22.86%	23.43%	11.08%	33.21%	19.13%	-2.3%	54.11%	18.16%	19.16%	22.02%	31.4%	50.29%	25.14%	24.05%	25.12%	19.94%	24.97%	24.24%	24.49%
Net Income	22.81M	19.89M	18.46M	-2.89M	7.56M	12.02M	-140.97M	-1.07M	20.43M	25.72M	22.66M	14.07M	11.4M	21.57M	21.77M	32.87M	23.52M	21.88M	20.75M	23.11M
Net Margin %	26.53%	23.86%	23.21%	-3.91%	9.67%	15.25%	-190.59%	-0.78%	23.3%	29.79%	24.46%	19.86%	16.46%	28.32%	28.85%	35.42%	29.88%	28.92%	28.86%	29.29%
Net Income Growth %	201.81%	65.4%	113.1%	-170.67%	-63.01%	-53.25%	-722.04%	-107.58%	79.19%	19.21%	4.09%	-57.19%	-51.52%	-1.41%	4.93%	42.26%	20.32%	8.74%	11.93%	177.3%
Net Income (Continuing)	22.81M	19.89M	18.46M	-2.89M	7.56M	12.02M	-140.97M	-1.07M	20.43M	25.72M	22.66M	14.07M	11.4M	21.57M	21.77M	32.87M	23.52M	21.88M	20.75M	23.11M
EPS (Diluted)	0.95	0.84	0.76	-0.24	0.24	0.45	-6.50	-0.15	0.74	1.06	0.92	0.19	0.41	0.86	0.86	1.30	1.04	0.97	0.92	1.02
EPS Growth %	295.83%	86.67%	111.69%	-60%	-67.57%	-57.55%	-806.52%	-178.95%	80.49%	23.26%	6.98%	-85.38%	-60.58%	-11.34%	-6.52%	27.45%	20.93%	10.23%	13.58%	183.33%
EPS (Basic)	0.97	0.84	0.76	-0.24	0.24	0.45	-6.50	-0.15	0.74	1.06	0.92	0.19	0.41	0.86	0.86	1.32	1.04	0.97	0.92	1.02
Diluted Shares Outstanding	21.14M	21.07M	21.3M	21.85M	21.86M	21.82M	22.05M	21.68M	21.68M	21.73M	21.79M	21.82M	21.98M	22.2M	22.5M	22.5M	22.39M	22.36M	22.35M	22.58M