Midland States Bancorp, Inc. (MSBI) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 57.42M | 58.7M | 61.12M | 58.7M | 58.29M | 70.42M | 59.11M | 58.9M | 59.77M | 58.08M | 58.6M | 58.84M |
| NII Growth % | -1.5% | -16.64% | 3.4% | -0.34% | -2.48% | 21.26% | 0.88% | 0.09% | -1.21% | -8.61% | -8.48% | -4.07% |
| Net Interest Margin % | 0.88% | 0.9% | 0.88% | 0.83% | 0.8% | 0.94% | 0.76% | 0.76% | 0.76% | 0.74% | 0.73% | 0.73% |
| Interest Income | 86.02M | 92.09M | 98.49M | 97.92M | 99.36M | 116.32M | 108.99M | 107.14M | 105.53M | 104.68M | 103.58M | 100.49M |
| Interest Expense | 28.61M | 33.39M | 37.38M | 39.23M | 41.06M | 45.9M | 49.88M | 48.24M | 45.76M | 46.6M | 44.99M | 41.65M |
| Loan Loss Provision | 5M | 0 | 20M | 17.37M | 10.85M | 84.53M | 17.93M | 8.28M | 19.94M | 6.95M | 5.17M | 5.88M |
| Non-Interest Income | 22.12M | 15.24M | 17.02M | 20.16M | 15.68M | 66.16M | 28.58M | 27.43M | 32.87M | 12.77M | 10.68M | 17.33M |
| Non-Interest Income % | 20.46% | 14.2% | 14.74% | 17.07% | 13.63% | 36.25% | 20.77% | 20.38% | 23.75% | 10.87% | 9.35% | 14.71% |
| Total Revenue | 108.14M | 107.34M | 115.51M | 118.08M | 115.03M | 182.48M | 137.57M | 134.57M | 138.4M | 117.45M | 114.26M | 117.82M |
| Revenue Growth % | -5.99% | -41.18% | -16.03% | -12.25% | -16.88% | 55.37% | 20.4% | 14.21% | 25.24% | -1.69% | 21.24% | 40.97% |
| Non-Interest Expense | 50.42M | 77.19M | 46.82M | 46.62M | 200.92M | 54.37M | 44.8M | 46.23M | 43.64M | 43.39M | 41.17M | 41.47M |
| Efficiency Ratio | 46.63% | 71.92% | 40.53% | 39.48% | 174.66% | 29.8% | 32.56% | 34.35% | 31.53% | 36.94% | 36.03% | 35.2% |
| Operating Income | 24.11M | -3.25M | 11.31M | 14.87M | -137.8M | -2.33M | 24.97M | 31.81M | 29.06M | 20.51M | 22.93M | 28.82M |
| Operating Margin % | 22.3% | -3.03% | 9.79% | 12.59% | -119.79% | -1.27% | 18.15% | 23.64% | 21% | 17.46% | 20.07% | 24.46% |
| Operating Income Growth % | 117.5% | -39.7% | -54.68% | -53.26% | -574.17% | -111.33% | 8.86% | 10.39% | 1.38% | -53.28% | -21.94% | -1.19% |
| Pretax Income | 24.11M | -3.25M | 11.31M | 14.87M | -137.8M | -2.33M | 24.97M | 31.81M | 29.06M | 20.51M | 22.93M | 28.82M |
| Pretax Margin % | 22.3% | -3.03% | 9.79% | 12.59% | -119.79% | -1.27% | 18.15% | 23.64% | 21% | 17.46% | 20.07% | 24.46% |
| Income Tax | 5.65M | -360K | 3.76M | 2.84M | 3.17M | -1.26M | 4.54M | 6.09M | 6.4M | 6.44M | 11.53M | 7.25M |
| Effective Tax Rate % | 23.43% | 11.08% | 33.21% | 19.13% | -2.3% | 54.11% | 18.16% | 19.16% | 22.02% | 31.4% | 50.29% | 25.14% |
| Net Income | 18.46M | -2.89M | 7.56M | 12.02M | -140.97M | -1.07M | 20.43M | 25.72M | 22.66M | 14.07M | 11.4M | 21.57M |
| Net Margin % | 17.07% | -2.69% | 6.54% | 10.18% | -122.55% | -0.58% | 14.85% | 19.11% | 16.38% | 11.98% | 9.98% | 18.31% |
| Net Income Growth % | 113.1% | -170.67% | -63.01% | -53.25% | -722.04% | -107.58% | 79.19% | 19.21% | 4.09% | -57.19% | -51.52% | -1.41% |
| Net Income (Continuing) | 18.46M | -2.89M | 7.56M | 12.02M | -140.97M | -1.07M | 20.43M | 25.72M | 22.66M | 14.07M | 11.4M | 21.57M |
| EPS (Diluted) | 0.76 | -0.24 | 0.24 | 0.45 | 0.57 | -0.15 | 0.74 | 1.06 | 0.92 | 0.19 | 0.41 | 0.86 |
| EPS Growth % | 33.33% | -60% | -67.57% | -57.55% | -38.04% | -178.95% | 80.49% | 23.26% | 6.98% | -85.38% | -60.58% | -11.34% |
| EPS (Basic) | 0.76 | -0.24 | 0.24 | 0.45 | 0.57 | -0.15 | 0.74 | 1.06 | 0.92 | 0.19 | 0.41 | 0.86 |
| Diluted Shares Outstanding | 21.3M | 21.85M | 21.86M | 21.82M | 22.05M | 21.68M | 21.68M | 21.73M | 21.79M | 21.82M | 21.98M | 22.2M |