nCino, Inc. (NCNO) quarterly balance sheet — complete assets, liabilities & equity history
nCino, Inc. (NCNO) balance sheet — 9-year assets, liabilities & shareholders' equity history
| Metric | Q2'27 | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 |
|---|
| Total Current Assets | 242.9M | 267.43M | 293.5M | 194.28M | 255.09M | 273.68M | 302.25M | 348.64M | 217.19M | 225.23M | 240.23M | 190.87M | 199.88M | 211.63M | 207.19M | 167.96M | 176.77M | 173.15M | 183.51M | 432.28M |
| Cash & Short-Term Investments | 83.29M | 102.81M | 88.37M | 87.59M | 122.94M | 133.23M | 120.93M | 257.89M | 126.57M | 129.48M | 112.08M | 100.47M | 98.17M | 98.14M | 82.04M | 106.45M | 86.15M | 78.68M | 88.01M | 381.08M |
| Cash Only | 83.29M | 102.81M | 88.37M | 87.59M | 122.94M | 133.23M | 120.93M | 257.89M | 126.57M | 129.48M | 112.08M | 100.47M | 98.17M | 98.14M | 82.04M | 106.45M | 86.15M | 78.68M | 88.01M | 381.08M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 122.36M | 124.74M | 166.54M | 86.95M | 98.47M | 104.42M | 146.79M | 65.01M | 78.82M | 78.51M | 112.97M | 62.01M | 80.9M | 81.23M | 99.5M | 39.63M | 68.35M | 72.82M | 74.53M | 33.78M |
| Days Sales Outstanding | 70.6 | 81.31 | 77.91 | 56.05 | 62.71 | 77.56 | 68.92 | 47.67 | 54.66 | 67.27 | 65.08 | 53.91 | 63.62 | 70.75 | 58.62 | 47.17 | 65.18 | 69.6 | 66.47 | 56.22 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 37.25M | 39.87M | 38.59M | 1.43M | 16.22M | 15.28M | 34.53M | 25.74M | 11.79M | 17.24M | 15.17M | 28.39M | 20.81M | 32.27M | 25.66M | 8.66M | 8.15M | 7.85M | 7.58M | 5.52M |
| Total Non-Current Assets | 1.33B | 1.34B | 1.35B | 1.37B | 1.36B | 1.38B | 1.31B | 1.17B | 1.19B | 1.2B | 1.1B | 1.08B | 1.1B | 1.1B | 1.12B | 1.12B | 1.12B | 1.12B | 1.12B | 154.26M |
| Property, Plant & Equipment | 85.26M | 86.67M | 88.29M | 89.26M | 90.37M | 92.85M | 90.98M | 90.65M | 92.71M | 94.4M | 98.41M | 89.41M | 84.88M | 92.91M | 94.95M | 95.58M | 84.88M | 80.35M | 73.85M | 64.34M |
| Fixed Asset Turnover | 1.87x | 1.82x | 1.69x | 1.69x | 1.62x | 1.57x | 1.56x | 1.51x | 1.42x | 1.33x | 1.32x | 1.40x | 1.32x | 1.21x | 1.15x | 1.17x | 1.21x | 1.22x | 1.08x | 1.20x |
| Goodwill | 1.08B | 1.08B | 1.08B | 1.07B | 1.07B | 1.08B | 1.02B | 908.56M | 908M | 907.51M | 838.87M | 838.59M | 839.04M | 838.92M | 839.44M | 839.92M | 840.73M | 841.5M | 841.49M | 56.98M |
| Intangible Assets | 117.39M | 126.22M | 135.66M | 142.84M | 151.92M | 161.32M | 154.57M | 128.34M | 135.52M | 142.71M | 115.57M | 121.69M | 138.66M | 145.7M | 152.82M | 159.49M | 166.06M | 173.09M | 180.12M | 20.68M |
| Long-Term Investments | 7.26M | 7.26M | 7.26M | 7.42M | 7.26M | 7.26M | 9.29M | 9.29M | 9.29M | 15.01M | 15.01M | 9.03M | 6.94M | 6.53M | 6.53M | 4.03M | 4.03M | 4.03M | 4.03M | 335K |
| Other Non-Current Assets | 43.16M | 44.16M | 45.44M | 56.22M | 40.44M | 35.17M | 33.91M | 31.12M | 34.27M | 28.75M | 28.2M | 14.71M | 26.93M | 18.77M | 26.33M | 21.94M | 7.72M | 22.79M | 16.34M | 1.04M |
| Total Assets | 1.57B | 1.61B | 1.65B | 1.56B | 1.62B | 1.65B | 1.61B | 1.52B | 1.41B | 1.42B | 1.34B | 1.27B | 1.3B | 1.31B | 1.33B | 1.29B | 1.3B | 1.3B | 1.3B | 586.54M |
| Asset Turnover | 0.10x | 0.10x | 0.09x | 0.10x | 0.09x | 0.09x | 0.09x | 0.09x | 0.09x | 0.09x | 0.09x | 0.09x | 0.09x | 0.09x | 0.08x | 0.08x | 0.08x | 0.07x | 0.08x | 0.12x |
| Asset Growth % | -2.74% | -2.61% | 2.34% | 2.94% | 14.71% | 15.95% | 20.14% | 19.65% | 8.23% | 8.32% | 0.99% | -1.83% | 0.41% | 1.36% | 2.02% | 120.14% | 113.19% | 118.4% | 130.92% | 12.71% |
| Total Current Liabilities | 286.76M | 299.86M | 294.49M | 208.08M | 248.64M | 260.74M | 251.51M | 178.91M | 210.98M | 221.69M | 215.04M | 172.97M | 208.31M | 223.06M | 205.16M | 157.83M | 191.15M | 182.83M | 174.38M | 119.35M |
| Accounts Payable | 14.84M | 15.71M | 14.52M | 12.53M | 14.07M | 15.1M | 13.64M | 12.12M | 13.14M | 16.12M | 11.84M | 12.53M | 9.78M | 11.08M | 11.88M | 10.84M | 9.46M | 8.84M | 11.37M | 11.03M |
| Days Payables Outstanding | 23.33 | 21.34 | 21.54 | 20.92 | 22.11 | 22.17 | 20.79 | 21.62 | 24.95 | 24.58 | 22.78 | 21.37 | 19.98 | 22.12 | 23.26 | 21.63 | 20.42 | 22.31 | 32.92 | 33.69 |
| Short-Term Debt | 13.89M | 9.8M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 15M | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue (Current) | 218.81M | 225.05M | 210.55M | 152.06M | 194.88M | 203.66M | 191.17M | 132.38M | 172.04M | 179.84M | 170.94M | 130.31M | 169.31M | 171.66M | 154.87M | 117.28M | 151.54M | 143.97M | 122.64M | 86.83M |
| Other Current Liabilities | 39.22M | 44.49M | 64.37M | 21.05M | 21.17M | 21.03M | 23.63M | 11.59M | 11.55M | 8.82M | 10.85M | 11.44M | 12.38M | 10.5M | 22.62M | 6.82M | 13.1M | 11.96M | 14.74M | 0 |
| Current Ratio | 0.85x | 0.89x | 1.00x | 0.93x | 1.03x | 1.05x | 1.20x | 1.95x | 1.03x | 1.02x | 1.12x | 1.10x | 0.96x | 0.95x | 1.01x | 1.06x | 0.92x | 0.95x | 1.05x | 3.62x |
| Quick Ratio | 0.85x | 0.89x | 1.00x | 0.93x | 1.03x | 1.05x | 1.20x | 1.95x | 1.03x | 1.02x | 1.12x | 1.10x | 0.96x | 0.95x | 1.01x | 1.06x | 0.92x | 0.95x | 1.05x | 3.62x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 339.76M | 323.52M | 284.96M | 299.17M | 300.22M | 309.25M | 261.27M | 244.19M | 118.78M | 134.22M | 72.79M | 62.76M | 62.17M | 62.8M | 94.44M | 97.42M | 60.77M | 58.71M | 56.13M | 49.07M |
| Long-Term Debt | 265.56M | 253.01M | 213.5M | 203.5M | 203.5M | 208.5M | 166M | 166M | 40M | 55M | 0 | 0 | 0 | 0 | 30M | 30M | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | 59.18M | 59.09M | 60.15M | 59.92M | 59.95M | 63.05M | 63.99M | 63.45M | 64.37M | 65.7M | 69.1M | 59.52M | 59.25M | 60.32M | 61.65M | 42.61M | 42.59M | 43.31M | 44.68M | 42.51M |
| Deferred Tax Liabilities | 8.01M | 7.53M | 7.02M | 18.02M | 19.42M | 20.72M | 13.85M | 10.58M | 11.2M | 10.29M | 3.69M | 3.24M | 2.92M | 2.48M | 0 | 2.28M | 2.16M | 1.89M | 1.68M | 582K |
| Other Non-Current Liabilities | 3.9M | 3.79M | 4.12M | 17.61M | 17.18M | 16.71M | 17.16M | 3.73M | 2.64M | 2.58M | 0 | 0 | 0 | 0 | 2.8M | 22.52M | 16M | 13.47M | 9.74M | 5.9M |
| Total Liabilities | 626.52M | 623.38M | 579.45M | 507.25M | 548.85M | 570M | 512.78M | 423.1M | 329.76M | 355.91M | 287.83M | 235.74M | 270.48M | 285.86M | 299.6M | 255.25M | 251.92M | 241.54M | 230.51M | 168.42M |
| Total Debt | 338.63M | 326.71M | 278.69M | 269.37M | 269.49M | 278.35M | 236.82M | 235.9M | 110.69M | 126.56M | 74.23M | 64.47M | 64.08M | 80.41M | 96.54M | 77.14M | 47.07M | 47.47M | 48.84M | 45.8M |
| Net Debt | 255.34M | 223.9M | 190.32M | 181.78M | 146.55M | 145.12M | 115.9M | -22M | -15.88M | -2.92M | -37.86M | -36M | -34.08M | -17.73M | 14.5M | -29.31M | -39.08M | -31.22M | -39.17M | -335.28M |
| Debt / Equity | 0.36x | 0.33x | 0.26x | 0.26x | 0.25x | 0.26x | 0.22x | 0.22x | 0.10x | 0.12x | 0.07x | 0.06x | 0.06x | 0.08x | 0.09x | 0.07x | 0.05x | 0.04x | 0.05x | 0.11x |
| Debt / EBITDA | 25.77x | 10.17x | 98.83x | 12.08x | 191.67x | 30.28x | 52.92x | 29.16x | 108.20x | 27.35x | 15.65x | 10.51x | - | 159.54x | - | - | - | - | - | - |
| Net Debt / EBITDA | 19.43x | 6.97x | 67.49x | 8.15x | 104.23x | 15.79x | 25.90x | -2.72x | -15.52x | -0.63x | -7.98x | -5.87x | - | -35.18x | - | - | - | - | - | - |
| Interest Coverage | 2.52x | 4.92x | 0.67x | 2.83x | -1.82x | 3.37x | -4.12x | 0.05x | -4.05x | -2.57x | -1.05x | -17.03x | -12.92x | -6.43x | -19.73x | -36.67x | -41.19x | -45.14x | -57.58x | -34.09x |
| Total Equity | 945.24M | 984.45M | 1.07B | 1.05B | 1.07B | 1.08B | 1.1B | 1.09B | 1.08B | 1.07B | 1.05B | 1.03B | 1.03B | 1.03B | 1.03B | 1.04B | 1.04B | 1.06B | 1.07B | 418.13M |
| Equity Growth % | -11.43% | -8.93% | -2.64% | -3.62% | -1.1% | 1.21% | 4.27% | 5.98% | 4.64% | 3.83% | 2.43% | -0.4% | -1.27% | -2.53% | -4% | 147.76% | 147.29% | 146.49% | 149.55% | -2.96% |
| Book Value per Share | 9.00 | 8.99 | 9.29 | 9.10 | 9.26 | 9.27 | 9.48 | 9.46 | 9.37 | 9.35 | 9.09 | 9.13 | 9.17 | 9.18 | 9.24 | 9.34 | 9.46 | 9.59 | 10.67 | 4.34 |
| Total Shareholders' Equity | 929.83M | 970.36M | 1.06B | 1.04B | 1.06B | 1.07B | 1.09B | 1.09B | 1.07B | 1.06B | 1.05B | 1.03B | 1.03B | 1.03B | 1.02B | 1.03B | 1.04B | 1.05B | 1.07B | 415.77M |
| Common Stock | 60K | 60K | 59K | 59K | 59K | 59K | 58K | 58K | 58K | 57K | 57K | 57K | 56K | 56K | 56K | 55K | 55K | 55K | 55K | 48K |
| Retained Earnings | -355.75M | -361.43M | -375.77M | -384.39M | -393.04M | -379.39M | -385.33M | -369.82M | -365.86M | -354.89M | -352.76M | -354.37M | -337.52M | -321.7M | -310.34M | -288.78M | -266.39M | -239.28M | -209.62M | -203.33M |
| Treasury Stock | -301.92M | -219.25M | -125.6M | -100.34M | -60.6M | -40.59M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 3.34M | 4.02M | 7.04M | -760K | -121K | 1.55M | 176K | 1.61M | 1.41M | 872K | 996K | 906K | 844K | 818K | 694K | 1.76M | 1.22M | 762K | -72K | -14K |
| Minority Interest | 15.4M | 14.09M | 12.74M | 12.44M | 10.35M | 8.73M | 8.29M | 5.24M | 4.13M | 4.11M | 3.43M | 3.2M | 3M | 3.18M | 3.59M | 4.09M | 3.22M | 3.42M | 2.88M | 2.36M |