Last 28 quarters of trend data · Technology · Financial Software
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '27 | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 70.89 | 92.30 | 36.42 | 72.52 | 118.26 | — | 116.00 | — | — | — | — | 787.00 | — | — | — | — | — | — | — | — | — |
| — | — | -68.6% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 3.99 | 3.01 | 3.00 | 4.10 | 5.08 | 5.41 | 4.69 | 6.97 | 7.77 | 7.12 | 6.50 | 7.37 | 6.51 | 7.75 | 6.09 | 7.28 | 8.29 | 8.94 | 10.94 | 15.33 | 25.01 |
| — | -44.3% | -36.0% | -41.1% | -34.6% | -24.1% | -27.8% | -5.4% | +19.4% | -8.1% | +6.7% | +1.2% | -21.5% | -13.3% | -44.3% | -52.5% | -66.9% | -60.9% | -55.8% | -47.8% | -16.0% | |
| P/B Ratio | 2.43 | 2.05 | 1.94 | 2.30 | 2.93 | 3.02 | 2.50 | 3.59 | 3.94 | 3.50 | 3.12 | 3.46 | 3.08 | 3.53 | 2.69 | 3.09 | 3.37 | 3.41 | 3.91 | 4.29 | 16.76 |
| — | -32.0% | -22.3% | -35.9% | -25.6% | -13.7% | -19.8% | +3.6% | +28.2% | -0.8% | +15.8% | +11.9% | -8.7% | +3.3% | -31.1% | -28.0% | -79.9% | -76.3% | -72.9% | -72.3% | +11.8% | |
| P/FCF | 18.79 | 14.26 | 5.92 | 49.23 | 157.77 | 63.93 | 12.85 | — | 217.93 | 214.15 | 15.43 | 118.09 | 151.11 | 81.86 | 23.61 | — | — | 183.29 | — | — | — |
| — | -77.7% | -53.9% | — | -27.6% | -70.1% | -16.7% | — | +44.2% | +161.6% | -34.6% | — | — | -55.3% | — | — | — | +51.8% | — | — | — | |
| EV / EBITDA | 29.32 | 23.18 | 16.62 | 50.61 | 36.67 | 598.44 | 77.51 | 226.55 | 132.60 | 918.23 | 179.76 | 190.16 | 127.89 | — | 1365.49 | — | — | — | — | — | — |
| — | -96.1% | -78.6% | -77.7% | -72.3% | -34.8% | -56.9% | +19.1% | +3.7% | — | -86.8% | — | — | — | — | — | — | — | — | — | — | |
| EV / EBIT | 717.44 | 41.77 | 25.26 | 133.05 | 66.75 | — | 47.49 | — | 11917.57 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | -46.8% | — | -99.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '27 | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 60.6% | 62.6% | 60.5% | 61.4% | 61.6% | 59.2% | 60.0% | 59.7% | 61.3% | 59.3% | 60.0% | 60.2% | 60.6% | 59.0% | 59.4% | 58.9% | 59.0% | 58.6% | 57.2% | 58.3% | 61.1% |
| — | +5.7% | +0.8% | +2.9% | +0.5% | -0.1% | -0.1% | -0.9% | +1.1% | +0.4% | +1.1% | +2.3% | +2.7% | +0.7% | +3.7% | +1.0% | -3.4% | -2.4% | -1.0% | +1.7% | +4.4% | |
| Operating Margin | 0.6% | 8.5% | 13.8% | 1.9% | 7.7% | -6.2% | -1.0% | -4.1% | -0.6% | -6.0% | -2.9% | -2.6% | -10.6% | -12.6% | -7.6% | -21.4% | -17.5% | -25.1% | -28.9% | -40.0% | -18.2% |
| — | +235.4% | +1418.1% | +146.4% | +1396.9% | -4.6% | +63.3% | -57.6% | +94.4% | +52.7% | +62.3% | +88.0% | +39.6% | +49.7% | +73.7% | +46.6% | +3.6% | -26.8% | -16.5% | -63.4% | -12.1% | |
| Net Margin | 0.9% | 3.2% | 8.6% | 5.6% | 4.3% | -10.3% | 3.9% | -13.2% | -3.8% | -8.3% | -2.3% | 0.9% | -13.4% | -13.5% | -9.9% | -19.4% | -22.4% | -27.3% | -32.6% | -9.5% | -19.5% |
| — | +130.8% | +121.8% | +142.3% | +213.6% | -23.0% | +266.1% | -1503.7% | +71.8% | +38.5% | +76.5% | +104.8% | +40.0% | +50.5% | +69.6% | -104.5% | -15.0% | -32.9% | -35.3% | +55.4% | -16.5% |
| Metric | TTM | Q2 '27 | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 0.5% | 0.5% | 1.3% | 0.8% | 0.6% | -1.4% | 0.5% | -1.7% | -0.5% | -1.0% | -0.3% | 0.1% | -1.6% | -1.5% | -1.1% | -2.1% | -2.3% | -2.6% | -2.9% | -1.0% | -3.2% |
| — | +137.1% | +160.2% | +146.2% | +227.5% | -38.1% | +281.9% | -1626.2% | +69.6% | +33.3% | +74.3% | +105.4% | +29.9% | +40.6% | +62.1% | -114.9% | +30.1% | +19.4% | +17.6% | +65.9% | -54.4% | |
| ROA | 0.3% | 0.3% | 0.8% | 0.5% | 0.4% | -0.9% | 0.3% | -1.2% | -0.4% | -0.8% | -0.2% | 0.1% | -1.3% | -1.2% | -0.9% | -1.6% | -1.8% | -2.1% | -2.4% | -0.8% | -2.3% |
| — | +134.2% | +145.6% | +143.6% | +214.6% | -19.8% | +258.4% | -1437.4% | +71.8% | +35.8% | +74.7% | +105.5% | +30.0% | +42.2% | +64.0% | -114.8% | +20.2% | +7.7% | +8.9% | +66.1% | -32.8% | |
| ROIC | 0.2% | 0.8% | 1.3% | 0.2% | 0.7% | -0.6% | -0.1% | -0.4% | -0.1% | -0.6% | -0.3% | -0.2% | -1.0% | -1.1% | -0.6% | -1.7% | -1.4% | -1.8% | -2.0% | -4.0% | -14.2% |
| — | +248.3% | +1541.8% | +145.0% | +1339.2% | -2.6% | +64.8% | -58.5% | +94.0% | +49.6% | +58.1% | +86.1% | +29.4% | +40.2% | +68.3% | +57.7% | +90.3% | +88.1% | +87.2% | +75.5% | -3.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '27 | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.26 | 0.36 | 0.33 | 0.26 | 0.26 | 0.25 | 0.26 | 0.22 | 0.22 | 0.10 | 0.12 | 0.07 | 0.06 | 0.06 | 0.08 | 0.09 | 0.07 | 0.05 | 0.04 | 0.05 | 0.11 |
| — | +41.9% | +28.9% | +20.9% | +18.5% | +146.2% | +117.3% | +206.0% | +245.2% | +65.1% | +51.6% | -24.9% | -16.1% | +37.9% | +73.8% | +105.9% | -32.0% | -34.0% | -43.8% | +20.4% | — | |
| Debt / EBITDA | 6.06 | 14.31 | 10.17 | 21.31 | 12.08 | 191.67 | 30.28 | 52.92 | 29.16 | 108.20 | 27.35 | 15.65 | 10.51 | — | 159.54 | — | — | — | — | — | — |
| — | -92.5% | -66.4% | -59.7% | -58.6% | +77.1% | +10.7% | +238.1% | +177.4% | — | -82.9% | — | — | — | — | — | — | — | — | — | — | |
| Current Ratio | 1.00 | 0.85 | 0.89 | 1.00 | 0.93 | 1.03 | 1.05 | 1.20 | 1.95 | 1.03 | 1.02 | 1.12 | 1.10 | 0.96 | 0.95 | 1.01 | 1.06 | 0.92 | 0.95 | 1.05 | 3.62 |
| — | -17.4% | -15.0% | -17.1% | -52.1% | -0.3% | +3.3% | +7.6% | +76.6% | +7.3% | +7.1% | +10.6% | +3.7% | +3.8% | +0.2% | -4.0% | -70.6% | -68.8% | -71.3% | -72.5% | -25.3% | |
| Quick Ratio | 1.00 | 0.85 | 0.89 | 1.00 | 0.93 | 1.03 | 1.05 | 1.20 | 1.95 | 1.03 | 1.02 | 1.12 | 1.10 | 0.96 | 0.95 | 1.01 | 1.06 | 0.92 | 0.95 | 1.05 | 3.62 |
| — | -17.4% | -15.0% | -17.1% | -52.1% | -0.3% | +3.3% | +7.6% | +76.6% | +7.3% | +7.1% | +10.6% | +3.7% | +3.8% | +0.2% | -4.0% | -70.6% | -68.8% | -71.3% | -72.5% | -23.6% | |
| Interest Coverage | 1.38 | 2.52 | 4.72 | 1.18 | 2.83 | -1.82 | 3.37 | -4.12 | 0.05 | -4.05 | -2.57 | -1.05 | -17.03 | -12.92 | -6.43 | -19.73 | -36.67 | -41.19 | -45.14 | -57.58 | -34.09 |
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Includes 30+ ratios · 28 years · Updated daily
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Quick answers to the most common questions about buying NCNO stock.
nCino, Inc.'s current P/E is 70.9x. The average P/E over the last 4 quarters is 79.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
nCino, Inc.'s current operating margin is 0.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking nCino, Inc.'s business trajectory between earnings reports.