PRA Group, Inc. (PRAA) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

PRA Group, Inc. (PRAA) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

PRAA Income Statement

PRA Group, Inc. (PRAA) annual income statement — 24-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Net Interest Income	-64.36M	249.93M	-64.37M	-24.91M	-24.91M	-24.91M	-25.16M	-29.16M	-55.35M	-52.28M	-18.06M	-18.43M	-20.18M	-14.02M	-12.51M	-12.27M	-12.37M	-12.33M	-12.59M	-8.65M
NII Growth %	-158.37%	1103.3%	-155.88%	14.58%	55%	52.35%	-39.31%	-58.21%	-174.32%	-272.93%	-44.34%	-50.29%	-63.11%	-13.73%	0.61%	-41.76%	-49.93%	-46.98%	-1.79%	-5906.71%
Net Interest Margin %	-1.23%	4.8%	-1.26%	-0.5%	-0.46%	-0.48%	-0.51%	-0.59%	-1.19%	-1.17%	-0.4%	-0.43%	-0.47%	-0.31%	-0.3%	-0.31%	-0.3%	-0.29%	-0.29%	-0.2%
Interest Income	3.28M	316.35M	0	0	0	0	-2.24M	-3.79M	0	0	0	0	0	4.07M	414K	660K	554K	600K	338K	287K
Interest Expense	67.64M	66.41M	64.37M	24.91M	24.91M	24.91M	22.91M	25.37M	55.35M	52.28M	18.06M	18.43M	20.18M	18.09M	12.92M	12.93M	12.93M	12.93M	12.93M	8.94M
Loan Loss Provision	-67.64M	48M	-392.54M	89.53M	89.35M	84.99M	90.17M	84.74M	52.07M	55.27M	85.56M	82.25M	70.76M	86.14M	76.96M	75.09M	77.93M	74.97M	77.97M	84.19M
Non-Interest Income	368.89M	-2.15M	363.32M	314.15M	290.73M	272.04M	298.19M	287.38M	286.63M	257.67M	223.25M	218.77M	213.93M	155.47M	222.85M	244.81M	258.26M	240.6M	256.94M	263.7M
Non-Interest Income %	121.14%	-0.87%	121.53%	108.61%	109.37%	110.08%	109.21%	111.29%	123.93%	125.45%	108.8%	109.2%	110.41%	109.91%	105.95%	105.27%	105.03%	105.4%	105.15%	103.39%
Total Net Revenue	304.53M	247.78M	298.95M	289.24M	265.82M	247.13M	273.03M	258.22M	231.28M	205.39M	205.19M	200.34M	193.75M	141.45M	210.34M	232.54M	245.89M	228.28M	244.35M	255.05M
Revenue Growth %	14.56%	0.26%	9.49%	12.01%	14.94%	20.32%	33.06%	28.89%	19.37%	45.2%	-2.45%	-13.85%	-21.2%	-38.04%	-13.92%	-8.82%	-11.35%	-18.79%	-6.56%	-4.84%
Non-Interest Expense	218.89M	87.84M	114.88M	515.25M	91.36M	87.56M	88.72M	83.49M	89.99M	83.72M	74.11M	75.05M	77.43M	88.96M	74.07M	86.66M	84.22M	81.35M	83.93M	93.28M
Efficiency Ratio	71.88%	35.45%	38.43%	178.14%	34.37%	35.43%	32.49%	32.33%	38.91%	40.76%	36.12%	37.46%	39.96%	62.89%	35.22%	37.27%	34.25%	35.63%	34.35%	36.57%
Operating Income	153.28M	111.95M	576.6M	-315.55M	85.11M	74.58M	94.14M	89.98M	89.22M	66.4M	45.53M	43.05M	45.56M	-33.64M	59.31M	70.79M	83.74M	71.97M	82.45M	77.58M
Operating Margin %	50.33%	45.18%	192.88%	-109.1%	32.02%	30.18%	34.48%	34.85%	38.58%	32.33%	22.19%	21.49%	23.52%	-23.78%	28.2%	30.44%	34.05%	31.53%	33.74%	30.42%
Operating Income Growth %	80.1%	50.11%	512.52%	-450.69%	-4.61%	12.32%	106.76%	109.03%	95.83%	297.35%	-23.24%	-39.19%	-45.59%	-146.75%	-28.06%	-8.75%	-19.65%	-35.02%	-7.58%	-12.5%
Pretax Income	88.33M	40.54M	61.86M	-379.61M	61.13M	13.38M	33.4M	28.25M	33.82M	14.14M	-6.68M	-6.36M	2.74M	-72.59M	24.02M	38.25M	53.31M	39.2M	49.34M	49.3M
Pretax Margin %	29%	16.36%	20.69%	-131.24%	23%	5.41%	12.23%	10.94%	14.62%	6.88%	-3.25%	-3.18%	1.41%	-51.31%	11.42%	16.45%	21.68%	17.17%	20.19%	19.33%
Income Tax	29.39M	8.76M	2.65M	24.36M	15.41M	4.31M	10.62M	-672K	8.7M	2.39M	-816K	1.79M	1.58M	-18.68M	6.96M	11.07M	14.18M	4.58M	12.95M	12.63M
Effective Tax Rate %	33.27%	21.62%	4.28%	-6.42%	25.22%	32.24%	31.78%	-2.38%	25.73%	16.88%	12.22%	-28.1%	57.63%	25.74%	28.97%	28.94%	26.59%	11.68%	26.24%	25.61%
Net Income	57.92M	28.21M	56.53M	-407.7M	42.37M	3.66M	18.46M	27.15M	21.52M	3.48M	-8.78M	-12.26M	-3.8M	-58.63M	15.96M	24.73M	36.48M	39.97M	34.28M	34.48M
Net Margin %	19.02%	11.38%	18.91%	-140.96%	15.94%	1.48%	6.76%	10.52%	9.3%	1.69%	-4.28%	-6.12%	-1.96%	-41.45%	7.59%	10.64%	14.84%	17.51%	14.03%	13.52%
Net Income Growth %	36.68%	670.98%	206.29%	-1601.45%	96.94%	5.29%	310.16%	321.45%	665.62%	105.93%	-155.03%	-149.58%	-110.43%	-246.68%	-53.44%	-28.27%	-34.85%	-31.56%	15.03%	-18.86%
Net Income (Continuing)	58.94M	31.77M	59.22M	-403.97M	45.71M	9.06M	22.78M	28.92M	25.11M	11.75M	-5.86M	-8.15M	1.16M	-53.9M	17.06M	27.18M	39.14M	34.62M	36.4M	36.67M
EPS (Diluted)	1.51	0.73	1.46	-10.43	1.08	0.09	0.47	0.69	0.54	0.09	-0.22	-0.31	-0.10	-1.50	0.41	0.63	0.91	0.97	0.79	0.76
EPS Growth %	39.81%	691.76%	210.64%	-1611.59%	100%	4.65%	313.64%	322.58%	656.13%	105.87%	-153.66%	-149.21%	-110.67%	-254.64%	-48.1%	-17.11%	-25.41%	-23.62%	21.54%	-17.39%
EPS (Basic)	1.52	0.74	1.46	-10.43	1.08	0.09	0.47	0.69	0.55	0.09	-0.22	-0.31	-0.10	-1.50	0.41	0.63	0.92	0.98	0.80	0.76
Diluted Shares Outstanding	38.3M	38.51M	39.17M	39.08M	39.54M	39.69M	39.68M	39.49M	39.55M	39.45M	39.24M	39.24M	39.19M	39.03M	39.18M	39.17M	39.9M	41.3M	43.56M	45.66M