Synchrony Financial (SYF) Revenue History
Annual and quarterly revenue from 2013 to 2024
Compound Annual Growth Rate (CAGR)
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Revenue Growth Metrics
SYF Revenue Analysis (2013–2024)
As of March 2, 2026, Synchrony Financial (SYF) generated trailing twelve-month (TTM) revenue of $19.27 billion, reflecting slight decline in growth of -3.1% year-over-year. The most recent quarter (Q3 2025) recorded $4.83 billion in revenue, up 2.6% sequentially.
Looking at the longer-term picture, SYF's 5-year compound annual growth rate (CAGR) stands at +5.9%, indicating steady revenue expansion. The company achieved its highest annual revenue of $20.76 billion in 2024, representing a new all-time high.
When compared to Financial Services sector peers including COF, SYF-PB, and OMF. Compare SYF vs COF →
Peer Comparison
Compare SYF's revenue metrics with industry peers
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| SYFCurrent | $19.3B | -3.1% | +5.9% | 21.9% | |
| COF | $53.9B | - | - | 11.0% | |
| SYF-PB | $20.8B | - | - | 21.9% | |
| OMF | $6.2B | - | - | 37.5% | |
| ENVA | $3.2B | - | - | 23.5% | |
| FINV | $13.1B | - | - | 19.4% |
Historical Revenue Data
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $20.76B | - | $9.39B | 45.2% | $4.55B | 21.9% |
| 2023 | $17.34B | - | $7.66B | 44.2% | $2.90B | 16.7% |
| 2022 | $13.20B | - | $8.30B | 62.9% | $3.96B | 30.0% |
| 2021 | $11.22B | - | $9.47B | 84.3% | $5.50B | 49.0% |
| 2020 | $12.83B | - | $5.85B | 45.6% | $1.80B | 14.0% |
| 2019 | $15.60B | - | $9.13B | 58.5% | $4.89B | 31.3% |
| 2018 | $15.15B | - | $7.74B | 51.1% | $3.64B | 24.0% |
| 2017 | $13.76B | - | $7.07B | 51.4% | $3.32B | 24.2% |
| 2016 | $12.22B | - | $6.99B | 57.2% | $3.57B | 29.2% |
| 2015 | $10.88B | - | $6.79B | 62.4% | $3.53B | 32.4% |
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Start ComparisonFrequently Asked Questions
Is SYF's revenue growth accelerating or slowing?
SYF revenue growth slowed to -3.1%, below the 5-year CAGR of +5.9%. TTM revenue is $19.3B. The deceleration marks a shift from historical growth rates.
What is SYF's long-term revenue growth rate?
Synchrony Financial's 5-year revenue CAGR of +5.9% reflects the variable expansion pattern. Current YoY growth of -3.1% is near this long-term average.
How is SYF's revenue distributed by segment?
SYF reports revenue by product line and geographic region. Annual and quarterly breakdowns from 2013-2024 are available for download. Segment mix reveals concentration and diversification trends.