Mercury General Corporation (MCY) quarterly income statement — complete revenue, gross profit & net income history
Mercury General Corporation (MCY) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Revenue | 1.68B | 1.54B | 1.54B | 1.58B | 1.48B | 1.39B | 1.37B | 1.53B | 1.3B | 1.27B | 1.37B | 1.07B | 1.08B | 1.11B | 1.15B | 900.29M | 785.63M | 805.46M | 1.05B | 932.21M |
| Revenue Growth % | 13.8% | 10.47% | 12.41% | 3.56% | 13.25% | 9.4% | -0.61% | 43.67% | 20.47% | 15.14% | 19.36% | 18.32% | 37.88% | 37.38% | 9.76% | -3.42% | -22.89% | -18.89% | -2.08% | -6.66% |
| Medical Costs & Claims | 1.22B | 932.95M | 226.67M | 1.12B | 1.17B | 1.45B | 1.15B | 1.15B | 1.14B | 1.1B | 1.06B | 1.01B | 1.07B | 1.09B | 1.09B | 956.33M | 983.26M | 984.02M | 943.47M | 851.09M |
| Medical Cost Ratio % | 72.76% | 60.59% | 14.76% | 70.6% | 79.03% | 103.99% | 84.44% | 75.06% | 87.39% | 86.34% | 76.86% | 94.38% | 98.83% | 98.87% | 94.92% | 106.23% | 125.16% | 122.17% | 89.92% | 91.3% |
| Gross Profit | 458.16M | 606.86M | 1.31B | 466.02M | 309.97M | -55.65M | 212.54M | 381.64M | 164.6M | 174.08M | 318.15M | 59.88M | 12.68M | 12.54M | 58.48M | -56.05M | -197.64M | -178.56M | 105.81M | 81.12M |
| Gross Margin % | 27.24% | 39.41% | 85.24% | 29.4% | 20.97% | -3.99% | 15.56% | 24.94% | 12.61% | 13.66% | 23.14% | 5.62% | 1.17% | 1.13% | 5.08% | -6.23% | -25.16% | -22.17% | 10.08% | 8.7% |
| Gross Profit Growth % | 47.81% | 1190.41% | 515.93% | 22.11% | 88.32% | -131.97% | -33.19% | 537.33% | 1198.09% | 1287.87% | 444.02% | 206.84% | 106.42% | 107.02% | -44.73% | -169.09% | -193.86% | -188.26% | -61.9% | -63.58% |
| Operating Expenses | 130.83M | 371.21M | 1.06B | 115.7M | 103.22M | 86.64M | 89.04M | 94.58M | 89.5M | 84.86M | 80.2M | 75.11M | 73.89M | 74.62M | 75.82M | 72.86M | 73.7M | 74.56M | 70.94M | 84.5M |
| OpEx / Revenue % | 7.78% | 24.11% | 69.04% | 7.3% | 6.98% | 6.22% | 6.52% | 6.18% | 6.86% | 6.66% | 5.83% | 7.05% | 6.82% | 6.74% | 6.58% | 8.09% | 9.38% | 9.26% | 6.76% | 9.06% |
| Depreciation & Amortization | 20.53M | 19.84M | 21.27M | 18.77M | 17.7M | 17.24M | 19.59M | 19.11M | 17.4M | 17.34M | 18.09M | 18.24M | 18.51M | 17.41M | 17.74M | 18.95M | 23.45M | 22.25M | 22.19M | 20.02M |
| Combined Ratio % | 80.54% | 84.7% | 83.79% | 77.9% | 86.01% | 110.21% | 90.96% | 81.24% | 94.25% | 93% | 82.69% | 101.43% | 105.65% | 105.61% | 101.51% | 114.32% | 134.54% | 131.43% | 96.68% | 100.36% |
| Operating Income | 327.33M | 235.65M | 248.88M | 350.32M | 206.75M | -142.3M | 123.5M | 287.06M | 75.1M | 89.22M | 237.94M | -15.23M | -61.21M | -62.08M | -17.34M | -128.9M | -271.34M | -253.13M | 34.87M | -3.38M |
| Operating Margin % | 19.46% | 15.3% | 16.21% | 22.1% | 13.99% | -10.21% | 9.04% | 18.76% | 5.75% | 7% | 17.31% | -1.43% | -5.65% | -5.61% | -1.51% | -14.32% | -34.54% | -31.43% | 3.32% | -0.36% |
| Operating Income Growth % | 58.32% | 265.61% | 101.52% | 22.03% | 175.31% | -259.49% | -48.1% | 1984.98% | 222.69% | 243.72% | 1472.07% | 88.19% | 77.44% | 75.48% | -149.74% | -3712.57% | -300.4% | -291.15% | -83.17% | -102.31% |
| EBITDA | 347.86M | 255.49M | 270.15M | 369.09M | 224.45M | -125.05M | 143.09M | 306.17M | 92.5M | 106.56M | 256.03M | 3.01M | -42.7M | -44.67M | 401K | -109.95M | -247.89M | -230.88M | 57.06M | 16.64M |
| EBITDA Margin % | 20.68% | 16.59% | 17.59% | 23.29% | 15.19% | -8.97% | 10.47% | 20.01% | 7.09% | 8.36% | 18.63% | 0.28% | -3.94% | -4.04% | 0.03% | -12.21% | -31.55% | -28.66% | 5.44% | 1.79% |
| Interest Expense | 7.91M | 6.82M | 7.06M | 7.18M | 7.2M | 7.19M | 7.54M | 7.72M | 7.8M | 7.77M | 7.77M | 5.92M | 5.55M | 4.93M | 4.41M | 4.27M | 4.27M | 4.28M | 4.27M | 4.27M |
| Non-Operating Income | -7.91M | -6.82M | -7.06M | -7.18M | -7.2M | -7.19M | -7.54M | -7.72M | -7.8M | -7.77M | -7.77M | -5.92M | -5.55M | -4.93M | -4.41M | -4.27M | -4.27M | -4.28M | -4.27M | -4.27M |
| Pretax Income | 327.33M | 235.65M | 248.88M | 350.32M | 206.75M | -142.3M | 123.5M | 287.06M | 75.1M | 89.22M | 237.94M | -15.23M | -61.21M | -62.08M | -17.34M | -128.9M | -271.34M | -253.13M | 34.87M | -3.38M |
| Pretax Margin % | 19.46% | 15.3% | 16.21% | 22.1% | 13.99% | -10.21% | 9.04% | 18.76% | 5.75% | 7% | 17.31% | -1.43% | -5.65% | -5.61% | -1.51% | -14.32% | -34.54% | -31.43% | 3.32% | -0.36% |
| Income Tax | 63.83M | 45.23M | 46.33M | 69.92M | 40.28M | -33.97M | 22.43M | 56.21M | 12.53M | 15.76M | 46.55M | -7M | -19.67M | -16.79M | -10.57M | -30.6M | -60.66M | -56.21M | 4.39M | -4.67M |
| Effective Tax Rate % | 19.5% | 19.19% | 18.62% | 19.96% | 19.48% | 23.87% | 18.16% | 19.58% | 16.68% | 17.66% | 19.56% | 45.98% | 32.13% | 27.05% | 60.96% | 23.74% | 22.36% | 22.21% | 12.6% | 138.1% |
| Net Income | 263.5M | 190.42M | 202.55M | 280.4M | 166.47M | -108.33M | 101.07M | 230.86M | 62.57M | 73.46M | 191.39M | -8.23M | -41.54M | -45.29M | -6.77M | -98.3M | -210.68M | -196.92M | 30.47M | 1.29M |
| Net Margin % | 15.67% | 12.37% | 13.19% | 17.69% | 11.26% | -7.77% | 7.4% | 15.08% | 4.79% | 5.77% | 13.92% | -0.77% | -3.84% | -4.09% | -0.59% | -10.92% | -26.82% | -24.45% | 2.9% | 0.14% |
| Net Income Growth % | 58.29% | 275.78% | 100.41% | 21.46% | 166.07% | -247.46% | -47.19% | 2906.08% | 250.61% | 262.21% | 2927.09% | 91.63% | 80.28% | 77% | -122.22% | -7732.22% | -292.96% | -284.04% | -81.72% | -98.92% |
| EPS (Diluted) | 4.76 | 3.44 | 3.66 | 5.06 | 3.01 | -1.96 | 1.82 | 4.17 | 1.13 | 1.33 | 3.46 | -0.15 | -0.75 | -0.82 | -0.12 | -1.78 | -3.80 | -3.56 | 0.55 | 0.02 |
| EPS Growth % | 58.14% | 275.51% | 101.1% | 21.34% | 166.37% | -247.37% | -47.4% | 2880% | 250.67% | 262.2% | 2983.33% | 91.57% | 80.26% | 76.97% | -121.82% | -9000% | -292.89% | -284.46% | -81.73% | -99.07% |
| EPS (Basic) | 4.76 | 3.44 | 3.66 | 5.06 | 3.01 | -1.96 | 1.83 | 4.17 | 1.13 | 1.33 | 3.46 | -0.15 | -0.75 | -0.82 | -0.12 | -1.78 | -3.80 | -3.56 | 0.55 | 0.02 |
| Diluted Shares Outstanding | 55.39M | 55.39M | 55.39M | 55.39M | 55.39M | 55.39M | 55.38M | 55.38M | 55.38M | 55.37M | 55.37M | 55.37M | 55.37M | 55.37M | 55.37M | 55.37M | 55.37M | 55.37M | 55.37M | 55.38M |