Last 47 quarters of trend data · Financial Services · Insurance - Property & Casualty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.47 | 5.60 | 6.41 | 6.42 | 4.19 | 5.59 | — | 9.13 | 3.78 | 11.76 | 9.70 | 2.70 | — | — | — | — | — | — | — | 24.12 | 695.88 |
| — | +0.1% | — | -29.6% | +10.9% | -52.4% | — | +238.7% | — | — | — | — | — | — | — | — | — | — | — | +456.2% | +14365.9% | |
| P/S Ratio | 0.95 | 0.88 | 0.79 | 0.85 | 0.74 | 0.63 | 0.56 | 0.67 | 0.57 | 0.56 | 0.56 | 0.38 | 0.36 | 0.39 | 0.40 | 0.41 | 0.44 | 0.78 | 0.95 | 0.70 | 0.83 |
| — | +39.1% | +42.7% | +25.9% | +30.0% | +11.9% | -0.9% | +79.3% | +56.4% | +45.7% | +41.2% | -8.6% | -16.6% | -50.4% | -58.0% | -41.3% | -47.1% | -11.6% | +11.5% | +3.8% | +44.2% | |
| P/B Ratio | 2.34 | 2.08 | 1.89 | 2.16 | 2.10 | 1.89 | 1.70 | 1.89 | 1.87 | 1.78 | 1.78 | 1.33 | 1.13 | 1.20 | 1.20 | 1.24 | 1.02 | 1.48 | 1.60 | 1.37 | 1.44 |
| — | +10.0% | +10.8% | +13.9% | +12.3% | +6.1% | -4.5% | +41.7% | +65.8% | +49.1% | +47.9% | +7.3% | +11.0% | -18.9% | -24.5% | -9.4% | -29.2% | -10.6% | -0.3% | -3.5% | +19.3% | |
| P/FCF | 5.51 | 7.32 | 3.95 | 4.76 | 2.45 | 2.61 | — | 3.90 | 2.85 | 2.76 | 3.92 | 2.40 | 3.39 | 5.46 | 46.31 | 8.19 | 4.83 | 7.71 | 7.74 | 11.92 | 7.78 |
| — | +180.6% | — | +21.9% | -14.0% | -5.5% | — | +62.7% | -16.1% | -49.4% | -91.5% | -70.7% | -29.8% | -29.3% | +497.9% | -31.3% | -37.9% | +13.9% | +53.3% | +151.1% | +135.9% | |
| EV / EBITDA | 6.68 | 3.71 | 4.03 | 4.15 | 2.73 | 3.56 | — | 6.20 | 2.82 | 7.90 | 6.84 | 2.05 | 140.52 | — | — | 1261.95 | — | — | — | 13.19 | 47.33 |
| — | +4.3% | — | -33.1% | -3.3% | -54.9% | — | +202.0% | -98.0% | — | — | -99.8% | — | — | — | +9468.4% | — | — | — | +301.2% | +1204.1% | |
| EV / EBIT | 7.44 | 3.85 | 4.25 | 4.38 | 2.82 | 3.74 | — | 6.77 | 2.93 | 8.81 | 7.51 | 2.14 | — | — | — | — | — | — | — | 19.23 | 889.05 |
| — | +3.1% | — | -35.4% | -3.9% | -57.6% | — | +216.5% | — | — | — | — | — | — | — | — | — | — | — | +449.6% | +22399.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 33.9% | 27.2% | 39.4% | 85.2% | 29.4% | 21.0% | -4.0% | 15.6% | 24.9% | 12.6% | 13.7% | 23.1% | 5.6% | 1.2% | 1.1% | 5.1% | -6.2% | -25.2% | -22.2% | 10.1% | 8.7% |
| — | +29.9% | +1087.1% | +447.9% | +17.9% | +66.3% | -129.2% | -32.8% | +343.6% | +977.5% | +1105.4% | +355.8% | +190.3% | +104.7% | +105.1% | -49.6% | -171.5% | -221.7% | -208.8% | -61.1% | -61.0% | |
| Operating Margin | 11.1% | 19.5% | 15.3% | 16.2% | 22.1% | 14.0% | -10.2% | 9.0% | 18.8% | 5.8% | 7.0% | 17.3% | -1.4% | -5.7% | -5.6% | -1.5% | -14.3% | -34.5% | -31.4% | 3.3% | -0.4% |
| — | +39.1% | +249.9% | +79.3% | +17.8% | +143.1% | -245.8% | -47.8% | +1412.0% | +201.8% | +224.8% | +1249.5% | +90.0% | +83.6% | +82.1% | -145.3% | -3847.6% | -359.9% | -335.7% | -82.8% | -102.5% | |
| Net Margin | 9.0% | 15.7% | 12.4% | 13.2% | 17.7% | 11.3% | -7.8% | 7.4% | 15.1% | 4.8% | 5.8% | 13.9% | -0.8% | -3.8% | -4.1% | -0.6% | -10.9% | -26.8% | -24.4% | 2.9% | 0.1% |
| — | +39.1% | +259.1% | +78.3% | +17.3% | +134.9% | -234.8% | -46.9% | +2053.2% | +225.0% | +240.9% | +2468.7% | +92.9% | +85.7% | +83.3% | -120.2% | -8000.9% | -350.2% | -326.9% | -81.3% | -98.8% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 24.8% | 9.7% | 7.6% | 8.7% | 13.3% | 8.8% | -5.8% | 5.3% | 13.1% | 3.8% | 4.7% | 13.1% | -0.6% | -2.9% | -3.0% | -0.4% | -6.1% | -11.8% | -9.7% | 1.4% | 0.1% |
| — | +10.6% | +232.2% | +64.2% | +1.5% | +128.4% | -223.4% | -59.5% | +2317.4% | +232.4% | +253.4% | +3068.7% | +90.3% | +75.4% | +68.8% | -131.0% | -10380.2% | -331.5% | -288.1% | -83.2% | -99.1% | |
| ROA | 6.1% | 2.6% | 2.0% | 2.1% | 3.0% | 1.8% | -1.2% | 1.2% | 2.9% | 0.8% | 1.0% | 2.7% | -0.1% | -0.6% | -0.7% | -0.1% | -1.5% | -3.2% | -2.9% | 0.5% | 0.0% |
| — | +40.4% | +256.8% | +74.3% | +4.5% | +122.2% | -223.3% | -55.0% | +2504.9% | +232.3% | +246.6% | +2714.2% | +92.0% | +80.5% | +76.4% | -123.2% | -8004.7% | -294.2% | -276.4% | -83.1% | -99.0% | |
| ROIC | 28.4% | 12.5% | 10.1% | 11.5% | 17.5% | 12.1% | -7.3% | 5.1% | 12.4% | 3.4% | 4.1% | 11.5% | -0.8% | -2.9% | -2.8% | -0.8% | -5.7% | -10.7% | -9.0% | 1.2% | -0.1% |
| — | +3.5% | +238.6% | +125.8% | +40.6% | +253.1% | -276.1% | -55.9% | +1746.6% | +218.1% | +246.5% | +1544.9% | +86.8% | +73.0% | +68.7% | -167.5% | -4883.7% | -332.1% | -293.5% | -84.4% | -102.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.24 | 0.34 | 0.23 | 0.24 | 0.26 | 0.30 | 0.33 | 0.30 | 0.32 | 0.36 | 0.37 | 0.38 | 0.43 | 0.33 | 0.32 | 0.28 | 0.26 | 0.24 | 0.21 | 0.19 | 0.19 |
| — | +13.2% | -30.3% | -19.6% | -16.6% | -16.0% | -11.3% | -20.5% | -26.8% | +6.6% | +14.4% | +37.6% | +66.9% | +38.1% | +51.0% | +45.0% | +35.3% | +28.0% | +7.7% | -7.0% | -12.9% | |
| Debt / EBITDA | 0.79 | 2.77 | 2.30 | 2.17 | 1.59 | 2.63 | — | 4.11 | 1.92 | 6.36 | 5.52 | 2.30 | 197.03 | — | — | 1048.01 | — | — | — | 7.14 | 24.62 |
| — | +5.2% | — | -47.1% | -17.0% | -58.6% | — | +78.9% | -99.0% | — | — | -99.8% | — | — | — | +14574.0% | — | — | — | +285.9% | +869.8% | |
| Current Ratio | 0.42 | 856.31 | 0.44 | 0.42 | 0.44 | 0.43 | 0.51 | 68.00 | 0.32 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +199096.6% | -13.9% | -99.4% | +38.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 0.42 | 856.31 | 0.44 | 0.42 | 0.44 | 0.43 | 0.51 | 68.00 | 0.32 | — | — | — | — | — | — | — | — | — | — | — | — |
| — | +199096.6% | -13.9% | -99.4% | +38.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 24.19 | 42.39 | 35.57 | 36.26 | 49.78 | 29.73 | -18.79 | 17.39 | 38.20 | 10.63 | 12.48 | 31.62 | -1.57 | -10.03 | -11.59 | -2.93 | -29.17 | -62.49 | -58.21 | 9.17 | 0.21 |
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Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying MCY stock.
Mercury General Corporation's current P/E is 10.5x. The average P/E over the last 4 quarters is 5.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Mercury General Corporation's current operating margin is 11.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Mercury General Corporation's business trajectory between earnings reports.