NerdWallet, Inc. (NRDS) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Total Current Assets | 206.4M | 244.7M | 275.1M | 238.7M | 241.9M | 196.7M | 193.7M | 230M | 224.2M | 198.4M | 194.8M | 181.2M | 218.8M | 189.2M | 246.6M | 222.7M | 253.3M | 242.8M | 120.3M | 107.8M |
| Cash & Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash Only | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Accounts Receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Sales Outstanding | 45.38 | 47.53 | 46.98 | 53.1 | 49.32 | 53.01 | 48.81 | 58.64 | 47.61 | 55.01 | 53.23 | 60.3 | 48.95 | 56.43 | 52.68 | 54 | 45.35 | 52.52 | 52.91 | 56.13 |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Assets | 37M | 33.1M | 32.6M | 35.6M | 29.4M | 4.6M | 19.2M | 0 | 19.4M | 1.4M | 6.9M | 21.7M | 20.5M | 100K | 0 | 0 | 0 | 400K | 0 | 100K |
| Total Non-Current Assets | 225.6M | 216.4M | 217.7M | 237.3M | 233.1M | 240.9M | 208.7M | 216.2M | 221.9M | 220.2M | 226M | 229.4M | 233.3M | 236.5M | 239.4M | 123.3M | 122.8M | 121.3M | 119.2M | 135M |
| Property, Plant & Equipment | 37.4M | 38.9M | 40.3M | 43M | 43.8M | 48.3M | 50.7M | 54.9M | 57.1M | 59.8M | 62M | 62.4M | 61.4M | 60.4M | 59M | 56.1M | 52.9M | 48.8M | 41.3M | 42.3M |
| Fixed Asset Turnover | 5.82x | 5.69x | 5.16x | 4.31x | 4.54x | 3.71x | 3.62x | 2.69x | 2.77x | 2.20x | 2.46x | 2.32x | 2.78x | 2.38x | 2.48x | 2.30x | 2.54x | 2.21x | 2.36x | 2.18x |
| Goodwill | 136.3M | 123.5M | 115.7M | 115.9M | 112.5M | 112.4M | 111.8M | 111.5M | 111.5M | 111.5M | 111.3M | 111.5M | 111.4M | 111.2M | 110.7M | 43.2M | 43.6M | 43.8M | 44M | 44M |
| Intangible Assets | 22.8M | 21.5M | 24.8M | 28.5M | 29.9M | 33.3M | 36.7M | 40M | 43.5M | 46.9M | 50.5M | 54.9M | 59.5M | 64.1M | 69M | 23.3M | 25.5M | 27.6M | 29.7M | 31.6M |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.1M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Assets | 432M | 461.1M | 492.8M | 476M | 475M | 437.6M | 402.4M | 446.2M | 446.1M | 418.6M | 420.8M | 410.6M | 452.1M | 425.7M | 485.3M | 346M | 376.1M | 364.1M | 239.5M | 242.8M |
| Asset Turnover | 0.50x | 0.47x | 0.44x | 0.39x | 0.46x | 0.44x | 0.45x | 0.34x | 0.37x | 0.32x | 0.37x | 0.33x | 0.39x | 0.31x | 0.34x | 0.35x | 0.35x | 0.33x | 0.41x | 0.37x |
| Asset Growth % | -9.05% | 5.37% | 22.47% | 6.68% | 6.48% | 4.54% | -4.37% | 8.67% | -1.33% | -1.67% | -13.29% | 18.67% | 20.21% | 16.92% | 102.63% | 42.5% | 50.56% | 42.67% | - | - |
| Total Current Liabilities | 80.3M | 70.9M | 74.4M | 69.3M | 90.4M | 60.1M | 66.5M | 53.9M | 53.8M | 37.3M | 45M | 35M | 80M | 72.4M | 84.7M | 70.3M | 77.2M | 65.8M | 61.6M | 62.2M |
| Accounts Payable | 6.6M | 5.4M | 13.6M | 11.8M | 24.3M | 8.9M | 12.4M | 10.1M | 15.3M | 1.7M | 13.1M | 1.6M | 12M | 3.6M | 5.8M | 6.2M | 5.2M | 3.2M | 4.1M | 5.3M |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 0 | 8.8M | 0 | 0 | 0 | 2.5M | 0 | 3.4M | 0 | 0 | 3.3M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.6M |
| Deferred Revenue (Current) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Current Liabilities | 73.7M | 56.2M | 60.8M | 0 | 0 | 0 | 0 | 0 | 0 | 4.5M | 3.3M | 0 | 30.9M | 38.2M | 30.3M | 29.9M | 30.5M | 34.4M | 32.5M | 53.3M |
| Current Ratio | 2.57x | 3.45x | 3.70x | 3.44x | 2.68x | 3.27x | 2.91x | 4.27x | 4.17x | 5.32x | 4.33x | 5.18x | 2.74x | 2.61x | 2.91x | 3.17x | 3.28x | 3.69x | 1.95x | 1.73x |
| Quick Ratio | 2.57x | 3.45x | 3.70x | 3.44x | 2.68x | 3.27x | 2.91x | 4.27x | 4.17x | 5.32x | 4.33x | 5.18x | 2.74x | 2.61x | 2.91x | 3.17x | 3.28x | 3.69x | 1.95x | 1.73x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 15.5M | 15.7M | 16M | 16.7M | 13M | 13.3M | 13.5M | 12.9M | 13.6M | 14.4M | 11.6M | 10.6M | 10.3M | 11.6M | 82M | 12.2M | 43.5M | 40.7M | 125.1M | 59.4M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 70M | 0 | 0 | 0 | 30M | 30.1M |
| Capital Lease Obligations | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Deferred Tax Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Non-Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | 95.8M | 86.6M | 90.4M | 86M | 103.4M | 73.4M | 80M | 66.8M | 67.4M | 51.7M | 56.6M | 45.6M | 90.3M | 84M | 166.7M | 82.5M | 120.7M | 106.5M | 186.7M | 121.6M |
| Total Debt | 0 | 14.9M | 0 | 0 | 0 | 8.9M | 0 | 7.8M | 0 | 9.6M | 10.4M | 0 | 0 | 12.7M | 70M | 0 | 0 | 15.1M | 38.5M | 40.7M |
| Net Debt | -56.3M | -83.4M | -120.6M | -105.3M | -92.2M | -57.4M | -71.7M | -103.9M | -110.9M | -90.8M | -76.2M | -67.1M | -100.8M | -71.2M | -68.4M | -125.8M | -161.6M | -152.7M | -13M | 1.6M |
| Debt / Equity | - | 0.04x | - | - | - | 0.02x | - | 0.02x | - | 0.03x | 0.03x | - | - | 0.04x | 0.22x | - | - | 0.06x | 0.73x | 0.34x |
| Debt / EBITDA | - | 0.52x | - | - | - | 0.44x | - | 3.00x | - | 0.57x | 0.71x | - | - | 0.66x | 35.00x | - | - | - | 2.87x | - |
| Net Debt / EBITDA | -2.07x | -2.89x | -2.62x | -4.50x | -6.93x | -2.86x | -3.68x | -39.96x | -7.11x | -5.40x | -5.18x | -7.71x | -9.25x | -3.69x | -34.20x | - | - | - | -0.97x | - |
| Interest Coverage | 136.00x | 200.00x | 178.50x | 58.50x | 14.00x | 4.50x | 79.00x | -40.50x | 25.00x | 27.50x | 24.50x | -17.00x | 0.50x | 7.33x | -9.22x | -44.50x | -45.50x | -39.50x | 15.50x | -53.50x |
| Total Equity | 336.2M | 374.5M | 402.4M | 390M | 371.6M | 364.2M | 322.4M | 379.4M | 378.7M | 366.9M | 364.2M | 365M | 361.8M | 341.7M | 318.6M | 263.5M | 255.4M | 257.6M | 52.8M | 121.2M |
| Equity Growth % | -9.53% | 2.83% | 24.81% | 2.79% | -1.87% | -0.74% | -11.48% | 3.95% | 4.67% | 7.37% | 14.31% | 38.52% | 41.66% | 32.65% | 503.41% | 117.41% | 99.22% | 211.49% | - | - |
| Book Value per Share | 4.84 | 5.05 | 5.23 | 5.09 | 4.88 | 4.82 | 4.07 | 4.87 | 4.70 | 4.80 | 4.70 | 4.75 | 4.54 | 4.44 | 4.25 | 3.91 | 3.82 | 4.24 | 0.82 | 2.14 |
| Total Shareholders' Equity | 336.2M | 374.5M | 402.4M | 390M | 371.6M | 364.2M | 322.4M | 379.4M | 378.7M | 366.9M | 364.2M | 365M | 361.8M | 341.7M | 318.6M | 263.5M | 255.4M | 257.6M | 52.8M | 121.2M |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | -233.9M | -188.1M | -151M | -158.1M | -166.3M | -166.5M | -196.9M | -125.9M | -115.4M | -116.5M | -106.3M | -95M | -83M | -84.7M | -93.6M | -94.3M | -85M | -74.5M | -66.6M | -58.8M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -100K | 100K | -100K | 200K | 0 | -200K | 0 | -300K | -400K | -300K | -700K | -500K | -700K | -900K | -1.9M | -800K | 200K | 500K | 900K | 800K |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |