NerdWallet, Inc. (NRDS) quarterly balance sheet — complete assets, liabilities & equity history
NerdWallet, Inc. (NRDS) balance sheet — 7-year assets, liabilities & shareholders' equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 73.5M | 62M | 56.3M | 100.6M | 120.6M | 105.3M | 92.2M | 68.5M | 71.7M | 113.8M | 110.9M | 102.5M | 86.6M | 67.1M | 100.8M | 85.9M | 138.4M | 125.8M | 161.6M | 169.8M |
| Cash & Due from Banks | 73.5M | 62M | 56.3M | 98.3M | 120.6M | 105.3M | 92.2M | 66.3M | 71.7M | 111.7M | 110.9M | 100.4M | 86.6M | 67.1M | 100.8M | 83.9M | 138.4M | 125.8M | 161.6M | 167.8M |
| Short Term Investments | 0 | 0 | 0 | 2.3M | 0 | 0 | 0 | 2.2M | 0 | 2.1M | 0 | 2.1M | 0 | 0 | 0 | 2M | 0 | 0 | 0 | 2M |
| Total Investments | 0 | 0 | 0 | 2.3M | 0 | 0 | 0 | 2.2M | 0 | 10.2M | 0 | 2.1M | 0 | 0 | 0 | 2M | 0 | 0 | 0 | 2M |
| Investments Growth % | - | - | - | 4.55% | - | -100% | - | 4.76% | - | - | - | 5% | - | - | - | 0% | -100% | -100% | -100% | 0% |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.1M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivables | 0 | 113.6M | 113.1M | 111M | 121.9M | 97.8M | 120.3M | 109M | 102.8M | 100.2M | 93.9M | 75.5M | 84.4M | 92.4M | 97.5M | 87M | 87.2M | 76.1M | 72.5M | 57.6M |
| Goodwill & Intangibles | 156.9M | 155.4M | 159.1M | 145M | 140.5M | 144.4M | 142.4M | 145.7M | 148.5M | 151.5M | 155M | 158.4M | 161.8M | 166.4M | 170.9M | 175.3M | 179.7M | 66.5M | 69.1M | 71.4M |
| Goodwill | 140M | 136.3M | 136.3M | 123.5M | 115.7M | 115.9M | 112.5M | 112.4M | 111.8M | 111.5M | 111.5M | 111.5M | 111.3M | 111.5M | 111.4M | 111.2M | 110.7M | 43.2M | 43.6M | 43.8M |
| Intangible Assets | 16.9M | 19.1M | 22.8M | 21.5M | 24.8M | 28.5M | 29.9M | 33.3M | 36.7M | 40M | 43.5M | 46.9M | 50.5M | 54.9M | 59.5M | 64.1M | 69M | 23.3M | 25.5M | 27.6M |
| PP&E (Net) | 32M | 35.4M | 37.4M | 38.9M | 40.3M | 43M | 43.8M | 48.3M | 50.7M | 54.9M | 57.1M | 59.8M | 62M | 62.4M | 61.4M | 60.4M | 59M | 56.1M | 52.9M | 48.8M |
| Other Assets | 5M | 5M | 5.1M | 3.1M | 3.1M | 1M | 1.1M | 1.3M | 9.5M | 1.7M | 9.8M | 2M | 2.2M | 600K | 1M | 800K | 700K | 700K | 800K | 1.1M |
| Total Current Assets | 228.2M | 201.3M | 206.4M | 244.7M | 275.1M | 238.7M | 241.9M | 196.7M | 193.7M | 230M | 224.2M | 198.4M | 194.8M | 181.2M | 218.8M | 189.2M | 246.6M | 222.7M | 253.3M | 242.8M |
| Total Non-Current Assets | 211.5M | 216.7M | 225.6M | 216.4M | 217.7M | 237.3M | 233.1M | 240.9M | 208.7M | 216.2M | 221.9M | 220.2M | 226M | 229.4M | 233.3M | 236.5M | 239.4M | 123.3M | 122.8M | 121.3M |
| Total Assets | 439.7M | 418M | 432M | 461.1M | 492.8M | 476M | 475M | 437.6M | 402.4M | 446.2M | 446.1M | 418.6M | 420.8M | 410.6M | 452.1M | 425.7M | 485.3M | 346M | 376.1M | 364.1M |
| Asset Growth % | -10.78% | -12.18% | -9.05% | 5.37% | 22.47% | 6.68% | 6.48% | 4.54% | -4.37% | 8.67% | -1.33% | -1.67% | -13.29% | 18.67% | 20.21% | 16.92% | 102.63% | 42.5% | 50.56% | 42.67% |
| Return on Assets (ROA) | 3.47% | 1.01% | 4.57% | 2.94% | 5.43% | 1.72% | 0.04% | 9.19% | 0.02% | -2.11% | 0.25% | -0.55% | -0.12% | -2.48% | 0.39% | 1.95% | 0.17% | -2.58% | -2.84% | -2.62% |
| Accounts Payable | 19.6M | 12.7M | 6.6M | 5.4M | 13.6M | 11.8M | 24.3M | 8.9M | 12.4M | 10.1M | 15.3M | 1.7M | 13.1M | 1.6M | 12M | 3.6M | 5.8M | 6.2M | 5.2M | 3.2M |
| Total Debt | 0 | 5.1M | 0 | 14.9M | 0 | 0 | 0 | 8.9M | 0 | 7.8M | 0 | 9.6M | 10.4M | 0 | 0 | 12.7M | 70M | 0 | 0 | 15.1M |
| Net Debt | -73.5M | -56.9M | -56.3M | -83.4M | -120.6M | -105.3M | -92.2M | -57.4M | -71.7M | -103.9M | -110.9M | -90.8M | -76.2M | -67.1M | -100.8M | -71.2M | -68.4M | -125.8M | -161.6M | -152.7M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 70M | 0 | 0 | 0 |
| Short-Term Debt | 0 | 0 | 0 | 6.9M | 0 | 0 | 0 | 2.5M | 0 | 3.4M | 0 | 0 | 3.3M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 15M | 10.2M | 15.5M | 9.6M | 16M | 16.7M | 13M | 9M | 13.5M | 8.5M | 13.6M | 7.5M | 4.5M | 10.6M | 10.3M | 800K | 10.8M | 11.8M | 42.4M | 26.2M |
| Total Current Liabilities | 83.3M | 76.9M | 80.3M | 70.9M | 74.4M | 69.3M | 90.4M | 60.1M | 66.5M | 53.9M | 53.8M | 37.3M | 45M | 35M | 80M | 72.4M | 84.7M | 70.3M | 77.2M | 65.8M |
| Total Non-Current Liabilities | 15M | 15.3M | 15.5M | 15.7M | 16M | 16.7M | 13M | 13.3M | 13.5M | 12.9M | 13.6M | 14.4M | 11.6M | 10.6M | 10.3M | 11.6M | 82M | 12.2M | 43.5M | 40.7M |
| Total Liabilities | 98.3M | 92.2M | 95.8M | 86.6M | 90.4M | 86M | 103.4M | 73.4M | 80M | 66.8M | 67.4M | 51.7M | 56.6M | 45.6M | 90.3M | 84M | 166.7M | 82.5M | 120.7M | 106.5M |
| Total Equity | 341.4M | 325.8M | 336.2M | 374.5M | 402.4M | 390M | 371.6M | 364.2M | 322.4M | 379.4M | 378.7M | 366.9M | 364.2M | 365M | 361.8M | 341.7M | 318.6M | 263.5M | 255.4M | 257.6M |
| Equity Growth % | -15.16% | -16.46% | -9.53% | 2.83% | 24.81% | 2.79% | -1.87% | -0.74% | -11.48% | 3.95% | 4.67% | 7.37% | 14.31% | 38.52% | 41.66% | 32.65% | 503.41% | 117.41% | 99.22% | 211.49% |
| Equity / Assets (Capital Ratio) | 77.64% | 77.94% | 77.82% | 81.22% | 81.66% | 81.93% | 78.23% | 83.23% | 80.12% | 85.03% | 84.89% | 87.65% | 86.55% | 88.89% | 80.03% | 80.27% | 65.65% | 76.16% | 67.91% | 70.75% |
| Return on Equity (ROE) | 4.47% | 1.3% | 5.74% | 3.6% | 6.64% | 2.15% | 0.05% | 11.24% | 0.03% | -2.48% | 0.3% | -0.63% | -0.14% | -2.94% | 0.48% | 2.7% | 0.24% | -3.58% | -4.09% | -5.09% |
| Book Value per Share | 5.28 | 4.95 | 4.84 | 5.05 | 5.23 | 5.09 | 4.88 | 4.82 | 4.07 | 4.87 | 4.70 | 4.80 | 4.70 | 4.75 | 4.54 | 4.44 | 4.25 | 3.91 | 3.82 | 4.24 |
| Tangible BV per Share | 2.85 | 2.59 | 2.55 | 3.10 | 3.41 | 3.21 | 3.01 | 2.89 | 2.19 | 2.93 | 2.78 | 2.73 | 2.61 | 2.59 | 2.40 | 2.16 | 1.85 | 2.92 | 2.78 | 3.06 |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Additional Paid-in Capital | 0 | 578.6M | 570.2M | 562.5M | 553.5M | 547.9M | 537.9M | 530.9M | 519.3M | 505.6M | 494.5M | 483.7M | 471.2M | 460.5M | 445.5M | 427.3M | 414.1M | 358.6M | 340.2M | 331.6M |
| Retained Earnings | -248.2M | -252.6M | -233.9M | -188.1M | -151M | -158.1M | -166.3M | -166.5M | -196.9M | -125.9M | -115.4M | -116.5M | -106.3M | -95M | -83M | -84.7M | -93.6M | -94.3M | -85M | -74.5M |
| Accumulated OCI | -200K | -200K | -100K | 100K | -100K | 200K | 0 | -200K | 0 | -300K | -400K | -300K | -700K | -500K | -700K | -900K | -1.9M | -800K | 200K | 500K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |