NerdWallet, Inc. (NRDS) quarterly cash flow statement — complete operating, investing & financing history
NerdWallet, Inc. (NRDS) cash flow statement — 7-year operating, investing & financing cash flows
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | 31.2M | 41.2M | 35.7M | 38.9M | 48.5M | 17.5M | 26.7M | 9.9M | 29M | 10.2M | 22.7M | 29.6M | 36.1M | -10M | 16.4M | 20.1M | 19.3M | -16M | 1.6M | 8.7M |
| Operating CF Growth % | -35.67% | 135.43% | 33.71% | 292.93% | 67.24% | 71.57% | 17.62% | -66.55% | -19.67% | 202% | 38.41% | 47.26% | 87.05% | 37.5% | 925% | 131.03% | 16.27% | -10.34% | 144.44% | 328.95% |
| Net Income | 14.9M | 4.3M | 20.4M | 14M | 26.3M | 8.2M | 200K | 38.6M | 100K | -9.4M | 1.1M | -2.3M | -500K | -10.7M | 1.7M | 8.9M | 700K | -9.3M | -10.5M | -7.9M |
| Depreciation & Amortization | 10M | 9.3M | 9.7M | 9.5M | 11.6M | 12.7M | 12.6M | 11.4M | 12.9M | 12.2M | 11.9M | 12.2M | 12.1M | 12.9M | 12.4M | 11.4M | 10.8M | 8.2M | 7.2M | 7.2M |
| Deferred Taxes | 3.3M | 3M | 5.4M | 4.5M | 14.9M | -3.1M | -300K | -45.9M | 0 | -100K | -100K | -100K | -100K | -200K | -100K | -100K | -11.2M | -600K | -700K | -200K |
| Other Non-Cash Items | 500K | 2.5M | 600K | 600K | 1M | 1.1M | 1.3M | 8.8M | 600K | 700K | 700K | 2.4M | 700K | 11.1M | 10M | 1.6M | 1.5M | 11.8M | 4.8M | 8.6M |
| Working Capital Changes | -7.8M | 15.2M | -7.4M | 3.3M | -12M | -9.6M | 6.2M | -11.5M | 5.2M | -3.5M | 400K | 7.9M | 14.5M | -23.1M | -7.6M | -10.8M | 8.4M | -26.1M | -5.7M | -6.1M |
| Cash from Investing | -8.2M | -4M | -19.7M | -12.9M | -6.4M | -9.4M | -4.6M | -5.3M | -5.2M | -5.7M | -13.5M | -9.4M | -4.8M | -7.7M | -7.6M | -6M | -78.4M | -7.4M | -8.5M | -6.7M |
| Purchase of Investments | 0 | 0 | -2M | 0 | -2M | 0 | 0 | 0 | 0 | 0 | -8.1M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | -2.3M | 0 | 2.3M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | -2.3M | 0 | 300K | 0 | -2M | 0 | 0 | 0 | 0 | 0 | -8.1M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | -5.1M | -300K | -15.8M | -8.1M | 0 | -5M | 0 | -300K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.4M | 0 | 0 | 0 | 0 |
| Other Investing | -8M | 0 | 0 | -4.5M | -4.3M | -3.7M | 0 | -4.8M | -5.1M | 0 | 0 | 0 | 0 | 0 | 0 | -7.1M | -77M | 0 | -6.6M | -5.1M |
| Cash from Financing | -11.5M | -31.5M | -57.9M | -48.4M | -26.6M | 5.1M | 3.8M | -10.2M | -65.9M | -1.7M | 1.3M | -6.4M | -11.8M | -16.1M | 8.1M | -68.7M | 71.8M | -12.2M | 700K | 114.4M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 90M | -22.8M | -66M | -50.7M | -19.2M | 1M | -500K | -10.3M | -68.7M | -1.1M | 0 | -7.9M | -10.8M | -1.3M | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | -1.9M | 1.6M | 300K | 1.5M | 0 | 0 | 0 | 0 | 0 | 400K | 1.7M | 2.2M | 0 | 2.3M | 8.4M | 0 | 0 | 6.8M | 0 | 140M |
| Net Stock Activity | 88.1M | -21.2M | -65.7M | -49.2M | -19.2M | 1M | -500K | -10.3M | -68.7M | -700K | 1.7M | -5.7M | -10.8M | 1M | 8.4M | 0 | 0 | 6.8M | 0 | 140M |
| Debt Issuance (Net) | 0 | -1000K | 1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 0 | 0 | 0 | -300K | -1000K | 0 | 0 | -1000K | 1000K | 0 | 0 | -1000K |
| Other Financing | -11.5M | -600K | -200K | -300K | -2M | -300K | 0 | 2.1M | 2.8M | -1M | -400K | -400K | 300K | -17.1M | -300K | 1.3M | 1.8M | -19M | 700K | 2.9M |
| Net Change in Cash | 11.5M | 5.7M | -42M | -22.3M | 15.3M | 13.1M | 23.7M | -5.4M | -40M | 2.9M | 8.4M | 13.8M | 19.5M | -33.7M | 16.9M | -54.5M | 12.6M | -35.8M | -6.2M | 116.3M |
| Exchange Rate Effect | 0 | 0 | -100K | 100K | -200K | -100K | -2.2M | 200K | 2.1M | 100K | -2.1M | 0 | 0 | 100K | 1 | 100K | -100K | -200K | 0 | -100K |
| Cash at Beginning | 62M | 56.3M | 98.3M | 120.6M | 105.3M | 92.2M | 66.3M | 71.7M | 111.7M | 108.8M | 100.4M | 86.6M | 67.1M | 100.8M | 83.9M | 138.4M | 125.8M | 161.6M | 167.8M | 51.5M |
| Cash at End | 73.5M | 62M | 56.3M | 98.3M | 120.6M | 105.3M | 90M | 66.3M | 71.7M | 111.7M | 108.8M | 100.4M | 86.6M | 67.1M | 100.8M | 83.9M | 138.4M | 125.8M | 161.6M | 167.8M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 100K | 100K | -300K | 100K | 100K | 0 | 0 | 100K | 0 | 0 | 1.1M | 700K | 0 | 100K | 900K |
| Income Taxes Paid | 0 | 0 | 0 | 600K | 100K | 11.5M | 2.9M | -10.2M | 2.9M | 7.1M | 0 | 0 | 3.4M | 0 | 0 | 900K | 1.1M | 0 | 200K | 0 |
| Free Cash Flow | 38.4M | 37.5M | 31.5M | 34.1M | 44.1M | 21.2M | 22.1M | 4.9M | 23.8M | 4.5M | 17.3M | 20.2M | 31.3M | -17.7M | 8.8M | 12.7M | 10.4M | -23.4M | -6.9M | 2M |
| FCF Growth % | -12.93% | 76.89% | 42.53% | 595.92% | 85.29% | 371.11% | 27.75% | -75.74% | -23.96% | 125.42% | 96.59% | 59.06% | 200.96% | 24.36% | 227.54% | 535% | -6.31% | -17.59% | 23.33% | 123.81% |