NerdWallet, Inc. (NRDS) quarterly income statement — complete revenue, gross profit & net income history
NerdWallet, Inc. (NRDS) annual income statement — 7-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 0 | 300K | 700K | 600K | 800K | 600K | 600K | 400K | 1.2M | 1.3M | 1.2M | 700K | 700K | 600K | 800K | -300K | -400K | -100K | -200K | -200K |
| NII Growth % | -100% | -50% | 16.67% | 50% | -33.33% | -53.85% | -50% | -42.86% | 71.43% | 116.67% | 50% | 333.33% | 275% | 700% | 500% | -50% | 0% | 75% | 33.33% | 33.33% |
| Net Interest Margin % | 0% | 0.07% | 0.16% | 0.13% | 0.16% | 0.13% | 0.13% | 0.09% | 0.3% | 0.29% | 0.27% | 0.17% | 0.17% | 0.15% | 0.18% | -0.07% | -0.08% | -0.03% | -0.05% | -0.05% |
| Interest Income | 500K | 400K | 900K | 700K | 1M | 800K | 700K | 600K | 1.3M | 1.5M | 1.4M | 900K | 900K | 800K | 1M | 900K | 500K | 100K | 0 | 0 |
| Interest Expense | -200K | 100K | 200K | 100K | 200K | 200K | 100K | 200K | 100K | 200K | 200K | 200K | 200K | 200K | 200K | 1.2M | 900K | 200K | 200K | 200K |
| Loan Loss Provision | 14M | 13.3M | 13.4M | 13.5M | 15.1M | 16.4M | 18.1M | 16.5M | 17.6M | 14.7M | 14M | 13.6M | 13.1M | 12.9M | 13.6M | 11M | 10.8M | 8M | 7.5M | 7M |
| Non-Interest Income | 239.1M | 196.9M | 221.3M | 224.7M | 214.1M | 186.1M | 208.5M | 183.2M | 190M | 149.1M | 160.5M | 132.8M | 151.9M | 142.5M | 168.6M | 141.1M | 142.1M | 125.1M | 129.1M | 99.5M |
| Non-Interest Income % | 100% | 99.85% | 99.68% | 99.73% | 99.63% | 99.68% | 99.71% | 99.78% | 99.37% | 99.14% | 99.26% | 99.48% | 99.54% | 99.58% | 99.53% | 100.21% | 100.28% | 100.08% | 100.16% | 100.2% |
| Total Net Revenue | 239.1M | 197.2M | 222M | 225.3M | 214.9M | 186.7M | 209.1M | 183.6M | 191.2M | 150.4M | 161.7M | 133.5M | 152.6M | 143.1M | 169.4M | 140.8M | 141.7M | 125M | 128.9M | 99.3M |
| Revenue Growth % | 11.26% | 5.62% | 6.17% | 22.71% | 12.4% | 24.14% | 29.31% | 37.53% | 25.29% | 5.1% | -4.55% | -5.18% | 7.69% | 14.48% | 31.42% | 41.79% | 44.44% | 37.06% | 43.7% | 76.06% |
| Non-Interest Expense | 206.4M | 176.9M | 180.1M | 192.4M | 165.4M | 159.6M | 190.3M | 158.4M | 167M | 145.3M | 144M | 115.3M | 135.5M | 134.4M | 156.6M | 121.9M | 139.7M | 126M | 130.5M | 101.7M |
| Efficiency Ratio | 86.32% | 89.71% | 81.13% | 85.4% | 76.97% | 85.48% | 91.01% | 86.27% | 87.34% | 96.61% | 89.05% | 86.37% | 88.79% | 93.92% | 92.44% | 86.58% | 98.59% | 100.8% | 101.24% | 102.42% |
| Operating Income | 19.4M | 7M | 28.5M | 19.4M | 34.4M | 10.7M | 700K | 8.7M | 6.6M | -9.6M | 3.7M | 4.6M | 4M | -4.2M | -800K | 7.9M | -8.8M | -9M | -9.1M | -9.4M |
| Operating Margin % | 8.11% | 3.55% | 12.84% | 8.61% | 16.01% | 5.73% | 0.33% | 4.74% | 3.45% | -6.38% | 2.29% | 3.45% | 2.62% | -2.94% | -0.47% | 5.61% | -6.21% | -7.2% | -7.06% | -9.47% |
| Operating Income Growth % | -43.6% | -34.58% | 3971.43% | 122.99% | 421.21% | 211.46% | -81.08% | 89.13% | 65% | -128.57% | 562.5% | -41.77% | 145.45% | 53.33% | 91.21% | 184.04% | -239.68% | 60.35% | 31.06% | -80.77% |
| Pretax Income | 19.7M | 7.3M | 28M | 19.9M | 35.5M | 11.5M | 1.3M | 700K | 7.8M | -8.3M | 4.8M | 5.3M | 4.7M | -3.6M | -100K | 7.6M | -9.2M | -9.1M | -9.3M | -8.1M |
| Pretax Margin % | 8.24% | 3.7% | 12.61% | 8.83% | 16.52% | 6.16% | 0.62% | 0.38% | 4.08% | -5.52% | 2.97% | 3.97% | 3.08% | -2.52% | -0.06% | 5.4% | -6.49% | -7.28% | -7.21% | -8.16% |
| Income Tax | 4.8M | 3M | 7.6M | 5.9M | 9.2M | 3.3M | 1.1M | -37.9M | 7.7M | 1.1M | 3.7M | 7.6M | 5.2M | 7.1M | -1.8M | -1.3M | -9.9M | 200K | 1.2M | -200K |
| Effective Tax Rate % | 24.37% | 41.1% | 27.14% | 29.65% | 25.92% | 28.7% | 84.62% | -5414.29% | 98.72% | -13.25% | 77.08% | 143.4% | 110.64% | -197.22% | 1800% | -17.11% | 107.61% | -2.2% | -12.9% | 2.47% |
| Net Income | 14.9M | 4.3M | 20.4M | 14M | 26.3M | 8.2M | 200K | 38.6M | 100K | -9.4M | 1.1M | -2.3M | -500K | -10.7M | 1.7M | 8.9M | 700K | -9.3M | -10.5M | -7.9M |
| Net Margin % | 6.23% | 2.18% | 9.19% | 6.21% | 12.24% | 4.39% | 0.1% | 21.02% | 0.05% | -6.25% | 0.68% | -1.72% | -0.33% | -7.48% | 1% | 6.32% | 0.49% | -7.44% | -8.15% | -7.96% |
| Net Income Growth % | -43.35% | -47.56% | 10100% | -63.73% | 26200% | 187.23% | -81.82% | 1778.26% | 120% | 12.15% | -35.29% | -125.84% | -171.43% | -15.05% | 116.19% | 212.66% | 108.97% | 33.09% | 18.6% | -132.35% |
| Net Income (Continuing) | 14.9M | 4.3M | 20.4M | 14M | 26.3M | 8.2M | 200K | 38.6M | 100K | -9.4M | 1.1M | -2.3M | -500K | -10.7M | 1.7M | 8.9M | 700K | -9.3M | -10.5M | -7.9M |
| EPS (Diluted) | 0.23 | 0.07 | 0.29 | 0.19 | 0.34 | 0.11 | 0.00 | 0.51 | 0.00 | -0.12 | 0.01 | -0.03 | -0.01 | -0.14 | 0.02 | 0.12 | 0.01 | -0.14 | -0.16 | -0.13 |
| EPS Growth % | -32.35% | -36.36% | - | -62.75% | - | 191.67% | -81.02% | 1794.35% | - | 14.29% | -35.68% | -125.08% | - | 0% | 113.31% | 192.31% | 107.75% | 44% | 30.43% | -151.94% |
| EPS (Basic) | 0.23 | 0.07 | 0.30 | 0.19 | 0.35 | 0.11 | 0.00 | 0.52 | 0.00 | -0.12 | 0.01 | -0.03 | -0.01 | -0.14 | 0.02 | 0.12 | 0.01 | -0.14 | -0.16 | -0.13 |
| Diluted Shares Outstanding | 64.7M | 65.8M | 69.5M | 74.1M | 76.9M | 76.6M | 76.1M | 75.6M | 79.3M | 77.9M | 80.5M | 76.5M | 77.5M | 76.8M | 79.7M | 76.9M | 75M | 67.4M | 66.9M | 60.77M |