NerdWallet, Inc. (NRDS) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Sales/Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Revenue Growth % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cost of Goods Sold | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| COGS % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | 208.6M | 211.8M | 199.8M | 170.3M | 191M | 167.1M | 173.6M | 135.7M | 147.7M | 119.9M | 139.5M | 130.2M | 155.8M | 129.8M | 130.9M | 117M | 121.4M | 92.3M | 91M | 84.3M |
| Gross Margin % | 93.88% | 93.97% | 92.89% | 91.12% | 91.3% | 90.91% | 90.75% | 90.11% | 91.23% | 89.68% | 91.3% | 90.86% | 91.86% | 91.41% | 91.8% | 93.45% | 94.04% | 92.76% | 92.39% | 92.03% |
| Gross Profit Growth % | 9.21% | 26.75% | 15.09% | 25.5% | 29.32% | 39.37% | 24.44% | 4.22% | -5.2% | -7.63% | 6.57% | 11.28% | 28.34% | 40.63% | 43.85% | 38.79% | 45.39% | 81.34% | - | - |
| Operating Expenses | 181.4M | 192.4M | 165.4M | 159.6M | 190.3M | 158.4M | 167M | 145.3M | 144M | 115.3M | 135.5M | 134.4M | 156.6M | 121.9M | 139.7M | 126M | 130.5M | 101.7M | 84.7M | 107M |
| OpEx % of Revenue | 81.64% | 85.36% | 76.89% | 85.39% | 90.97% | 86.18% | 87.3% | 96.48% | 88.94% | 86.24% | 88.68% | 93.79% | 92.33% | 85.85% | 97.97% | 100.64% | 101.08% | 102.21% | 85.99% | 116.81% |
| Selling, General & Admin | 164.6M | 176.1M | 149.7M | 141.7M | 173.5M | 142.3M | 144M | 122.6M | 123.3M | 95M | 114.8M | 114.4M | 137.1M | 101.9M | 118.6M | 104.1M | 109.2M | 75.1M | 65.7M | 91.5M |
| SG&A % of Revenue | 74.08% | 78.13% | 69.6% | 75.82% | 82.94% | 77.42% | 75.27% | 81.41% | 76.16% | 71.05% | 75.13% | 79.83% | 80.84% | 71.76% | 83.17% | 83.15% | 84.59% | 75.48% | 66.7% | 99.89% |
| Research & Development | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 27.2M | 19.4M | 34.4M | 10.7M | 700K | 8.7M | 6.6M | -9.6M | 3.7M | 4.6M | 4M | -4.2M | -800K | 7.9M | -8.8M | -9M | -9.1M | -9.4M | 6.3M | -22.7M |
| Operating Margin % | 12.24% | 8.61% | 15.99% | 5.73% | 0.33% | 4.73% | 3.45% | -6.37% | 2.29% | 3.44% | 2.62% | -2.93% | -0.47% | 5.56% | -6.17% | -7.19% | -7.05% | -9.45% | 6.4% | -24.78% |
| Operating Income Growth % | 3785.71% | 122.99% | 421.21% | 211.46% | -81.08% | 89.13% | 65% | -128.57% | 562.5% | -41.77% | 145.45% | 53.33% | 91.21% | 184.04% | -239.68% | 60.35% | 31.06% | -80.77% | - | - |
| EBITDA | 27.2M | 28.9M | 46M | 23.4M | 13.3M | 20.1M | 19.5M | 2.6M | 15.6M | 16.8M | 14.7M | 8.7M | 10.9M | 19.3M | 2M | -1.4M | -1.9M | -2.2M | 13.4M | -16.1M |
| EBITDA Margin % | 12.24% | 12.82% | 21.39% | 12.52% | 6.36% | 10.94% | 10.19% | 1.73% | 9.64% | 12.57% | 9.62% | 6.07% | 6.43% | 13.59% | 1.4% | -1.12% | -1.47% | -2.21% | 13.6% | -17.58% |
| EBITDA Growth % | 104.51% | 43.78% | 135.9% | 800% | -14.74% | 19.64% | 32.65% | -70.11% | 43.12% | -12.95% | 635% | 721.43% | 673.68% | 977.27% | -85.07% | 91.3% | 72.86% | -1200% | - | - |
| D&A (Non-Cash Add-back) | 0 | 9.5M | 11.6M | 12.7M | 12.6M | 11.4M | 12.9M | 12.2M | 11.9M | 12.2M | 10.7M | 12.9M | 11.7M | 11.4M | 10.8M | 7.6M | 7.2M | 7.2M | 7.1M | 6.6M |
| EBIT | 27.2M | 20M | 35.7M | 11.7M | 1.4M | 900K | 7.9M | -8.1M | 5M | 5.5M | 4.9M | -3.4M | 100K | 8.8M | -8.3M | -8.9M | -9.1M | -7.9M | 6.2M | -21.4M |
| Net Interest Income | 0 | 600K | 800K | 600K | 600K | 400K | 1.2M | 1.3M | 1.2M | 700K | 700K | 600K | 800K | -300K | -400K | -100K | -200K | -200K | -400K | -400K |
| Interest Income | 900K | 700K | 1M | 800K | 700K | 600K | 1.3M | 1.5M | 1.4M | 900K | 900K | 800K | 1M | 900K | 500K | 100K | 0 | 0 | 0 | 0 |
| Interest Expense | -200K | 100K | 200K | 200K | 100K | 200K | 100K | 200K | 200K | 200K | 200K | 200K | 200K | 1.2M | 900K | 200K | 200K | 200K | 400K | 400K |
| Other Income/Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | 28M | 19.9M | 35.5M | 11.5M | 1.3M | 700K | 7.8M | -8.3M | 4.8M | 5.3M | 4.7M | -3.6M | -100K | 7.6M | -9.2M | -9.1M | -9.3M | -8.1M | 5.8M | -21.8M |
| Pretax Margin % | 12.6% | 8.83% | 16.5% | 6.15% | 0.62% | 0.38% | 4.08% | -5.51% | 2.96% | 3.96% | 3.08% | -2.51% | -0.06% | 5.35% | -6.45% | -7.27% | -7.2% | -8.14% | 5.89% | -23.8% |
| Income Tax | 7.6M | 5.9M | 9.2M | 3.3M | 1.1M | -37.9M | 7.7M | 1.1M | 3.7M | 7.6M | 5.2M | 7.1M | -1.8M | -1.3M | -9.9M | 200K | 1.2M | -200K | 13.6M | -7.9M |
| Effective Tax Rate % | 27.14% | 29.65% | 25.92% | 28.7% | 84.62% | -5414.29% | 98.72% | -13.25% | 77.08% | 143.4% | 110.64% | -197.22% | 1800% | -17.11% | 107.61% | -2.2% | -12.9% | 2.47% | 234.48% | 36.24% |
| Net Income | 20.4M | 14M | 26.3M | 8.2M | 200K | 38.6M | 100K | -9.4M | 1.1M | -2.3M | -500K | -10.7M | 1.7M | 8.9M | 700K | -9.3M | -10.5M | -7.9M | -7.8M | -13.9M |
| Net Margin % | 9.18% | 6.21% | 12.23% | 4.39% | 0.1% | 21% | 0.05% | -6.24% | 0.68% | -1.72% | -0.33% | -7.47% | 1% | 6.27% | 0.49% | -7.43% | -8.13% | -7.94% | -7.92% | -15.17% |
| Net Income Growth % | 10100% | -63.73% | 26200% | 187.23% | -81.82% | 1778.26% | 120% | 12.15% | -35.29% | -125.84% | -171.43% | -15.05% | 116.19% | 212.66% | 108.97% | 33.09% | 18.6% | -132.35% | - | - |
| Net Income (Continuing) | 20.4M | 14M | 26.3M | 8.2M | 200K | 38.6M | 100K | -9.4M | 1.1M | -2.3M | -500K | -10.7M | 1.7M | 8.9M | 700K | -9.3M | -10.5M | -7.9M | -7.8M | -13.9M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 0.29 | 0.19 | 0.34 | 0.11 | 0.00 | 0.51 | 0.00 | -0.12 | 0.01 | -0.03 | -0.01 | -0.14 | 0.02 | 0.12 | 0.01 | -0.14 | -0.16 | -0.13 | -0.12 | -0.25 |
| EPS Growth % | - | -62.75% | - | 191.67% | -81.02% | 1794.35% | - | 14.29% | -35.68% | -125.08% | - | 0% | 113.31% | 192.31% | 107.75% | 44% | 30.43% | -151.94% | - | - |
| EPS (Basic) | 0.30 | 0.19 | 0.35 | 0.11 | 0.00 | 0.52 | 0.00 | -0.12 | 0.01 | -0.03 | -0.01 | -0.14 | 0.02 | 0.12 | 0.01 | -0.14 | -0.16 | -0.13 | -0.12 | -0.25 |
| Diluted Shares Outstanding | 69.5M | 74.1M | 76.9M | 76.6M | 76.1M | 75.6M | 79.3M | 77.9M | 80.5M | 76.5M | 77.5M | 76.8M | 79.7M | 76.9M | 75M | 67.4M | 66.9M | 60.77M | 64.75M | 56.7M |
| Basic Shares Outstanding | 68.2M | 72.3M | 75.7M | 74.8M | 74.2M | 73.7M | 77.4M | 77.9M | 77.2M | 76.5M | 77.5M | 76.8M | 75.8M | 74.6M | 73.4M | 66.43M | 65.63M | 59.14M | 64.75M | 56.7M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |